Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Operating activities:
Net income	$ 33,787	$ 24,901	$ 26,167
Adjustments to reconcile net income to net cash provided by operating activities:
Net investment gains	(281)	(151)	(176)
Net unrealized losses on equity securities	6,555	0	0
Deferred tax (benefit) expense	(3,230)	1,065	561
Depreciation and amortization	631	515	636
Stock compensation expense	1,597	652	492
Change in operating assets and liabilities:
Investment income due and accrued	(706)	(784)	(449)
Premiums receivable, net	(4,466)	(2,803)	(1,434)
Reserves for unpaid loss and loss adjustment expenses	53,435	50,916	45,172
Unearned premiums	25,140	13,766	7,631
Reinsurance balances, net	(8,070)	28,081	54,788
Funds held for reinsurers	0	(36,497)	(50,709)
Deferred policy acquisition costs	(3,026)	(1,625)	(11,846)
Income taxes payable	18	(922)	(482)
Accounts payable and accrued expenses	464	(2,299)	1,342
Other	2,132	2,583	2,048
Net cash provided by operating activities	103,980	77,398	73,741
Investing Activities:
Purchase of property and equipment	(1,273)	(179)	(565)
Change in short-term investments, net	0	0	2,299
Purchases - fixed-maturity securities	(194,989)	(111,580)	(149,572)
Purchases - equity securities		(31,608)	(2,442)
Purchases - equity securities, available for sale	(12,656)
Sales - fixed-maturity securities	10,427	12,040	13,541
Sales - equity securities	2,429
Sales - equity securities, available for sale		0	0
Maturities and calls - fixed-maturity securities	89,522	88,895	48,595
Net cash used in investing activities	(106,540)	(42,432)	(88,144)
Financing activities:
Common stock issued, net of transaction costs	0	0	72,841
Common stock issued, stock options exercised	1,808	1,077	0
Repayment of note payable	0	0	(30,000)
Dividends paid	(5,906)	(5,039)	(2,097)
Payments on capital lease	0	(9)	(133)
Net cash (used in) provided by financing activities	(4,098)	(3,971)	40,611
Net change in cash and cash equivalents	(6,658)	30,995	26,208
Cash and cash equivalents at beginning of period	81,747	50,752	24,544
Cash and cash equivalents at end of period	$ 75,089	$ 81,747	$ 50,752