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Deferred policy acquisition costs (Tables)
12 Months Ended
Dec. 31, 2018
Deferred Policy Acquisition Costs Disclosures [Abstract]  
Deferred Policy Acquisition Costs
The following table presents the amounts of policy acquisition costs deferred and amortized for the years ended:
 
 
Year Ended December 31,
 
 
2018
 
2017
 
2016
 
 
(in thousands)
Balance, beginning of year
 
$
11,775

 
$
10,150

 
$
(1,696
)
Policy acquisition costs deferred:
 
 
 
 
 
 
Direct commissions
 
40,546

 
32,927

 
28,027

Ceding commissions
 
(11,239
)
 
(9,984
)
 
(9,213
)
Other underwriting and policy acquisition costs
 
3,141

 
2,827

 
2,999

Policy acquisition costs deferred
 
32,448

 
25,770

 
21,813

Amortization of net policy acquisition costs
 
(29,422
)
 
(24,145
)
 
(9,967
)
Balance, end of year
 
$
14,801

 
$
11,775

 
$
10,150