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Underwriting, acquisition and insurance expenses
12 Months Ended
Dec. 31, 2017
Underwriting, Acquisition and Insurance Expenses [Abstract]  
Underwriting, acquisition and insurance expenses
Underwriting, acquisition and insurance expenses
Underwriting, acquisition and insurance expenses consist of the following:
 
 
Year Ended December 31,
 
 
2017
 
2016
 
2015
 
 
(in thousands)
Underwriting, acquisition and insurance expenses incurred:
 
 
 
 
 
 
Direct commissions
 
$
31,001

 
$
26,715

 
$
25,241

Ceding commissions
 
(9,799
)
 
(20,568
)
 
(42,081
)
Other operating expenses
 
22,944

 
22,404

 
19,649

Total
 
$
44,146

 
$
28,551

 
$
2,809


Other operating expenses within underwriting, acquisition and insurance expenses included salaries, employee benefits and bonus expense of $17.7 million, $18.7 million and $15.5 million, for the years ended December 31, 2017, 2016 and 2015, respectively.