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CONSOLIDATED BALANCE SHEETS - USD ($)
Mar. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
ASSETS      
Cash and due from banks $ 3,772,798 $ 5,959,864 $ 12,708,542
Interest-bearing deposits with banks 12,145,000 13,865,000 2,115,431
Total cash and cash equivalents 15,917,798 19,824,864 14,823,973
Loans held for investment 196,956,689 194,031,590 175,697,082
Allowance for loan losses (2,052,365) (1,894,196) (1,707,282)
Loans held for investment, net 194,904,324 192,137,394 173,989,800
Loans held for sale 17,597,841 11,380,627 9,429,090
Available-for-sale securities 29,481,319 28,630,551 29,017,912
Other real estate 501,558 306,000 820,000
Premises and equipment, net 9,800,123 9,801,328 10,031,492
Stock in financial institutions 1,552,961 1,546,847 1,905,935
Accrued interest receivable 678,287 698,904 655,201
Bank owned life insurance 5,386,242 5,355,013 5,223,189
Core deposit intangible 341,237 362,780 465,168
Prepaid and other assets 2,344,340 940,099 592,225
TOTAL ASSETS 278,506,030 270,984,407 246,953,985
Deposits      
Demand deposits 40,758,662 37,969,000 17,975,857
Savings and NOW deposits 122,114,090 113,624,419 100,574,790
Time deposits 71,756,018 74,106,894 83,388,039
Total deposits 234,628,770 225,700,313 201,938,686
Federal Home Loan Bank advances 11,000,000 13,000,000 12,500,000
Escrows 370,154 277,370 271,141
Accrued interest and other liabilities 2,616,782 2,363,000 2,907,827
Total liabilities $ 248,615,706 $ 241,340,683 $ 217,617,654
Commitments and contingencies
Stockholders' equity      
Common stock, $0.10 par value; 20,000,000 shares authorized, 1,685,132 issued, 1,679,500 outstanding at March 31, 2016, December 31, 2015 and 2014 $ 168,513 $ 168,513 $ 168,552
Additional paid-in capital 9,715,209 9,713,894 9,714,459
Retained earnings 20,410,736 20,404,880 20,084,266
Accumulated other comprehensive income (loss) 9,636 (216,047) (148,446)
Treasury stock, at cost; 5,632 shares (139,332) (139,332) (139,332)
Unearned employee stock ownership plan (ESOP) shares (274,438) (288,184) (343,168)
Total stockholders' equity 29,890,324 29,643,724 29,336,331
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 278,506,030 $ 270,984,407 $ 246,953,985