SEGMENT REPORTING (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 44,013	$ 25,779
Interest on securities	2,164	1,611
Interest on other interest-earning assets	4,608	734
Interest on ESOP Loan
Total interest income	50,785	28,124
Interest expense:
Interest on deposits	19,016	11,139
Interest on borrowings	2,471	1,810
Interest on ESOP Loan
Total interest expense	21,487	12,949
Net interest income	29,298	15,175
Provision  for credit losses	3,825	4,223
Net interest income after provision for credit losses	25,473	10,952
Noninterest income:
Service charges on deposit accounts	545	463
Bank owned life insurance	370	248
Gain on sale of loans, net	28	32
Loss on sale of other real estate owned	(432)
Preliminary bargain purchase gain on the merger (Note 2)	5,018
Other income	29	(13)
Income from subsidiary
Total noninterest income	5,558	730
Noninterest expense:
Salaries and employee benefits	12,939	6,124
Occupancy	2,520	1,148
Data processing	3,934	2,665
FDIC and other insurance expense	586	348
Professional Fees	1,861	742
Merger Costs	3,763	3,010
Advertising	302	46
Core Deposit Intangible Amortization	1,341
Other expenses	3,170	1,454
Total noninterest expense	30,416	15,537
(Loss) income before provision for income taxes	615	(3,855)
(Benefit from) provision for income taxes	(1,074)	(453)
Net (loss) income	1,689	(3,402)
Bank [Member]
Interest and dividend income:
Interest and fees on loans	44,013	25,779
Interest on securities	2,164	1,611
Interest on other interest-earning assets	4,608	734
Interest on ESOP Loan
Total interest income	50,785	28,124
Interest expense:
Interest on deposits	19,016	11,139
Interest on borrowings	1,119	756
Interest on ESOP Loan	130	117
Total interest expense	20,265	12,012
Net interest income	30,520	16,112
Provision  for credit losses	3,825	4,223
Net interest income after provision for credit losses	26,696	11,889
Noninterest income:
Service charges on deposit accounts	545	463
Bank owned life insurance	370	248
Gain on sale of loans, net	28	32
Loss on sale of other real estate owned	(432)
Preliminary bargain purchase gain on the merger (Note 2)
Other income	29	(13)
Income from subsidiary
Total noninterest income	540	730
Noninterest expense:
Salaries and employee benefits	12,939	6,124
Occupancy	2,520	1,148
Data processing	3,934	2,665
FDIC and other insurance expense	586	348
Professional Fees	1,225	658
Merger Costs	1,929	2,196
Advertising	302	46
Core Deposit Intangible Amortization	1,341
Other expenses	3,167	1,327
Total noninterest expense	27,943	14,512
(Loss) income before provision for income taxes	(707)	(1,893)
(Benefit from) provision for income taxes	(227)	(119)
Net (loss) income	(480)	(1,774)
Unallocated Holding Company [Member]
Interest and dividend income:
Interest and fees on loans
Interest on securities
Interest on other interest-earning assets
Interest on ESOP Loan	130	117
Total interest income	130	117
Interest expense:
Interest on deposits
Interest on borrowings	1,352	1,054
Interest on ESOP Loan
Total interest expense	1,352	1,054
Net interest income	(1,222)	(937)
Provision  for credit losses
Net interest income after provision for credit losses	(1,222)	(937)
Noninterest income:
Service charges on deposit accounts
Bank owned life insurance
Gain on sale of loans, net
Loss on sale of other real estate owned
Preliminary bargain purchase gain on the merger (Note 2)	5,018
Other income
Income from subsidiary	(480)	(1,709)
Total noninterest income	4,538	(1,709)
Noninterest expense:
Salaries and employee benefits
Occupancy
Data processing
FDIC and other insurance expense
Professional Fees	636	84
Merger Costs	1,834	814
Advertising
Core Deposit Intangible Amortization
Other expenses	3	127
Total noninterest expense	2,473	1,025
(Loss) income before provision for income taxes	843	(3,671)
(Benefit from) provision for income taxes	(846)	(334)
Net (loss) income	1,689	(3,337)
Eliminations [Member]
Interest and dividend income:
Interest and fees on loans
Interest on securities
Interest on other interest-earning assets
Interest on ESOP Loan	(130)	(117)
Total interest income	(130)	(117)
Interest expense:
Interest on deposits
Interest on borrowings
Interest on ESOP Loan	(130)	(117)
Total interest expense	(130)	(117)
Net interest income
Provision  for credit losses
Net interest income after provision for credit losses
Noninterest income:
Service charges on deposit accounts
Bank owned life insurance
Gain on sale of loans, net
Loss on sale of other real estate owned
Preliminary bargain purchase gain on the merger (Note 2)
Other income
Income from subsidiary	480	1,709
Total noninterest income	480	1,709
Noninterest expense:
Salaries and employee benefits
Occupancy
Data processing
FDIC and other insurance expense
Professional Fees
Merger Costs
Advertising
Core Deposit Intangible Amortization
Other expenses
Total noninterest expense
(Loss) income before provision for income taxes	480	1,709
(Benefit from) provision for income taxes
Net (loss) income	$ 480	$ 1,709