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REGULATORY MATTERS (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 111,674 $ 74,142
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1500 0.1479
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 59,559 $ 40,114
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum $ 74,449 $ 50,143
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum 0.10 0.10
Banking Regulation, Total Capital, Actual $ 102,347 $ 68,032
Banking Regulation, Total Risk-Based Capital Ratio, Actual 0.1374 0.1357
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 44,693 $ 30,086
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum $ 59,559 $ 40,114
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 102,347 $ 68,032
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1374 0.1357
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 33,520 $ 22,564
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.0450 0.0450
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum $ 48,417 $ 32,593
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum 0.0650 0.0650
Common Equity Tier Required to be Categorized Adequately Capitalized Amount $ 102,347 $ 68,032
Common Equity Tier Required to be Categorized Adequately Capitalized Ratio as percent 0.1106 0.1166
Common Equity Tier Actual Amount $ 37,015 $ 23,347
Common Equity Tier 1 Actual Ratio as percent 0.04 0.04
Common Equity Tier Required to be Categorized Well Capitalized Amount $ 46,269 $ 29,184
Common Equity Tier Required to be Categorized Well Capitalized Ratio as percent 0.05 0.05