INCOME TAXES (Details 3) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Allowance for credit losses	$ 1,827	$ 1,458
Net operating loss carryforwards and certain state tax credits	3,439	1,042
Deferred compensation	528	557
Accrued bonus		9
Lease liability	1,146	500
Unrealized losses on AFS securities	1,928	1,840
Loan acquisition adjustment	3,465
Depreciation	39
Other, net	62	283
Total deferred tax assets	12,434	5,689
Deferred tax liabilities:
Loan origination costs	(138)	(165)
Depreciation		(152)
Operating lease liabilities	(1,009)	(453)
FHLB stock dividends	(41)	(35)
Core deposit intangible	(1,894)
Derivative mark to market	(89)
Other items	(236)
Total deferred tax liabilities	(3,407)	(805)
Net deferred tax assets	$ 9,027	$ 4,884