Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 1,689,000	$ (3,402,000)
Adjustments to reconcile net income (loss) to net cash provided by operating activities
Depreciation and amortization	1,050,000	583,000
Stock dividends on other investments	(331,000)	(71,000)
Amortization of premiums and discounts on securities, net	121,000	265,000
Amortization of equity awards	813,000	150,000
Originations of loans held for sale	(2,518,000)	(1,316,000)
Gain on sale of loans	(28,000)	(32,000)
Proceeds from sale of loans	3,741,000	1,367,000
Loss on sale other real estate owned	432,000
Provision for credit losses	3,825,000	4,223,000
Net appreciation on bank-owned life insurance	(370,000)	(248,000)
Deferred income tax (benefit)	(1,075,000)	(278,000)
Preliminary bargain purchase gain from CBOA merger	(5,018,000)
Accretion of discount on loans	(3,714,000)
Core deposit intangible amortization	1,341,000
Amortization of discount on time deposits	204,000
Amortization of discount on subordinated debt	60,000
Changes in operating assets and liabilities:
Accrued interest receivable	562,000	(92,000)
Prepaid and other assets	1,577,000	851,000
Accrued interest and other liabilities	671,000	(1,016,000)
Net cash provided by operating activities	2,974,000	910,000
CASH FLOWS FROM INVESTING ACTIVITIES
CBOA Financial, Inc. merger, cash acquired	30,927,000
Proceeds from calls, sales, maturities, or principal payments on available-for-sale securities	63,634,000	5,348,000
Purchases of available-for-sale securities	(31,691,000)	(2,005,000)
Net (purchase) redemptions of other investments		(2,715,000)
Net change in loans held for investment	95,038,000	(382,000)
Proceeds from sale of other real estate owned	2,568,000
Proceeds from disposal of premises and equipment		443,000
Bank-owned life insurance death benefit	154,000
Purchases of premises and equipment	(500,000)	(226,000)
Net cash provided by investing activities	160,130,000	463,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(14,406,000)	(27,599,000)
Proceeds from Federal Home Loan Bank advances and other borrowings	59,663,000	320,398,000
Repayments of Federal Home Loan Bank advances and other borrowings	(123,663,000)	(325,398,000)
Common stock repurchases		(210,000)
Common stock issuance, net		10,867,000
Preferred stock issuance, net		4,175,000
Payment of dividends		(656,000)
Net cash (used in) provided by financing activities	(78,406,000)	10,577,000
NET CHANGE IN CASH AND CASH EQUIVALENTS	84,698,000	11,950,000
CASH AND CASH EQUIVALENTS, beginning of year	28,897,000	16,947,000
CASH AND CASH EQUIVALENTS, end of year	113,595,000	28,897,000
SUPPLEMENTAL DISCLOSURES
Interest paid on deposits and borrowings	20,430,000	8,867,000
Income taxes paid (refunds received)	(1,005,000)	124,000
Loans transferred to other real estate owned		3,000,000
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 3,414,000