Consolidated Statements of Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 44,013	$ 25,779
Interest on securities	2,164	1,611
Interest on other interest-earning assets	4,608	734
Total interest income	50,785	28,124
Interest expense:
Interest on deposits	19,016	11,139
Interest on borrowings	2,471	1,810
Total interest expense	21,487	12,949
Net interest income	29,298	15,175
Provision for credit losses	3,825	4,223
Net interest income after provision for credit losses	25,473	10,952
Noninterest income:
Service charges on deposit accounts	545	463
Bank owned life insurance	370	248
Gain on sale of loans, net	28	32
Loss on sale of other real estate owned	(432)
Bargain purchase gain on the merger (Note 2)	5,018
Other income	29	(13)
Total noninterest income	5,558	730
Noninterest expense:
Salaries and employee benefits	12,939	6,124
Occupancy	2,520	1,148
Data processing	3,934	2,665
FDIC and other insurance expense	586	348
Professional fees	1,861	742
Merger costs	3,763	3,010
Advertising	302	46
Core deposit intangible amortization	1,341
Other expenses	3,170	1,454
Total noninterest expense	30,416	15,537
Income (loss) before provision for income taxes	615	(3,855)
(Benefit from) income taxes	(1,074)	(453)
Net income (loss)	$ 1,689	$ (3,402)
Earnings per share:
Basic	$ 0.25	$ (0.88)
Diluted	$ 0.25	$ (0.88)