BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2024

Schedule of maturities of outstanding borrowings

Maturities of outstanding borrowings as of December 31, 2024, were (dollars in thousands):

One year or less	$	0
Over one through three years		0
Over three through five years		0
Over five through ten years		23,500
Over ten years		5,000
Totals	$	28,500