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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details 2) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Past Due [Line Items]        
Beginning balance $ 10,801 $ 5,220 $ 5,860 $ 4,778
Provision (credit) for loan losses 3,175 3,852 3,325
Loans charged off (350) (6) (560) (321)
Recoveries 72 2 207 5
Balance on September 30, 2023 10,523 8,391 10,523 8,391
Acquisition of CBOA Financial PCD Loans     1,164  
Impact of adopting of ASU 2016-13       604
1-4 Family residential real estate        
Financing Receivable, Past Due [Line Items]        
Beginning balance 977 452 736 454
Provision (credit) for loan losses (49) 34 152 62
Loans charged off
Recoveries 2 2 8 5
Balance on September 30, 2023 930 488 930 488
Acquisition of CBOA Financial PCD Loans     34  
Impact of adopting of ASU 2016-13       (33)
Commercial Loan [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 2,688 476 924 1,382
Provision (credit) for loan losses 194 213 1,260 (71)
Loans charged off (350) (6) (558) (321)
Recoveries 70 199
Balance on September 30, 2023 2,602 683 2,602 683
Acquisition of CBOA Financial PCD Loans     777  
Impact of adopting of ASU 2016-13       (307)
Consumer Loan [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 9 7 8 56
Provision (credit) for loan losses 2 1
Loans charged off (2)
Recoveries
Balance on September 30, 2023 9 7 9 7
Acquisition of CBOA Financial PCD Loans     1  
Impact of adopting of ASU 2016-13       (50)
Construction Loans [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 729 745 512 222
Provision (credit) for loan losses (215) (167) (256) (85)
Loans charged off
Recoveries
Balance on September 30, 2023 514 578 514 578
Acquisition of CBOA Financial PCD Loans     258  
Impact of adopting of ASU 2016-13       441
Non Owner Occupied (NOO) CRE [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 3,374 2,043 1,859 1,680
Provision (credit) for loan losses 258 2,880 1,690 2,972
Loans charged off
Recoveries  
Balance on September 30, 2023 3,632 4,923 3,632 4,923
Acquisition of CBOA Financial PCD Loans     83  
Impact of adopting of ASU 2016-13       271
Owner Occupied (OO) CRE [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 2,245 926 1,201 555
Provision (credit) for loan losses (134) 216 899 445
Loans charged off
Recoveries
Balance on September 30, 2023 2,111 1,142 2,111 1,142
Acquisition of CBOA Financial PCD Loans     11  
Impact of adopting of ASU 2016-13       142
Multifamily [Member]        
Financing Receivable, Past Due [Line Items]        
Beginning balance 779 571 620 429
Provision (credit) for loan losses (54) (1) 105 1
Loans charged off
Recoveries
Balance on September 30, 2023 $ 725 $ 570 725 570
Acquisition of CBOA Financial PCD Loans      
Impact of adopting of ASU 2016-13       $ 140