Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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The total amount of investments that are intended to be held for an extended period of time (longer than one operating cycle) and amount due to the Entity from outside sources, including trade accounts receivable, notes and loans receivable, as well as any other types of receivables, net of allowances established for the purpose of reducing such investments and receivables to an amount that approximates their net realizable value.

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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Multifamily	$ 703,135		$ 457,027
Loans held for investment	703,135		457,027
Less: allowance for credit losses	(10,523)	$ (10,801)	(5,860)	$ (8,391)	$ (5,220)	$ (4,778)
Loans, net	692,612		451,167
Commercial Loan [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	120,510		50,169
Less: allowance for credit losses	(2,602)	(2,688)	(924)	(683)	(476)	(1,382)
Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	902		698
Less: allowance for credit losses	(9)	(9)	(8)	(7)	(7)	(56)
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	30,630		34,538
Less: allowance for credit losses	(514)	(729)	(512)	(578)	(745)	(222)
Non Owner Occupied (NOO) CRE [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	259,966		167,203
Less: allowance for credit losses	(3,632)	(3,374)	(1,859)	(4,923)	(2,043)	(1,680)
Owner Occupied (OO) CRE [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	157,184		82,228
Less: allowance for credit losses	(2,111)	(2,245)	(1,201)	(1,142)	(926)	(555)
Multifamily [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	62,664		60,546
Less: allowance for credit losses	$ (725)	$ (779)	$ (620)	$ (570)	$ (571)	$ (429)