CONSOLIDATED STATEMENTS OF INCOME (LOSS) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and dividend income:
Interest and fees on loans	$ 12,314	$ 6,631	$ 32,238	$ 19,082
Interest on securities	478	395	1,444	1,218
Interest on other interest-earning assets	1,376	146	3,037	420
Total interest income	14,168	7,172	36,719	20,720
Interest expense:
Interest on deposits	5,087	2,994	13,604	7,813
Interest on borrowings	695	474	2,086	1,316
Total interest expense	5,782	3,468	15,690	9,129
Net interest income	8,386	3,704	21,029	11,591
Provision (benefit) for credit losses		3,146	3,866	3,280
Net interest income after provision for credit losses	8,386	558	17,163	8,311
Noninterest income:
Service charges on deposit accounts	167	106	424	328
Bank owned life insurance	70	63	207	183
Gain on sale of loans, net	22	17	27	83
Loss on sale of other real estate owned			(432)
Preliminary bargain purchase gain on the merger (Note 2)			5,018
Other income	8	(22)	11	(65)
Total noninterest income	267	164	5,255	529
Noninterest expense:
Salaries and employee benefits	3,129	1,488	9,057	5,144
Occupancy	700	293	1,817	843
Data processing	929	622	2,720	1,908
FDIC and other insurance expense	173	70	554	224
Professional Fees	402	153	1,259	486
Merger Costs		529	3,762	1,333
Advertising	97	4	193	31
Core Deposit Intangible Amortization	430		926
Other expenses	741	441	1,764	1,023
Total noninterest expense	6,601	3,600	22,052	10,992
(Loss) income before provision for income taxes	2,052	(2,878)	366	(2,152)
(Benefit from) provision for income taxes	477	(603)	(1,175)	(426)
Net (loss) income	$ 1,575	$ (2,275)	$ 1,541	$ (1,726)
Earnings per share:
Basic	$ 0.22	$ (0.52)	$ 0.24	$ (0.48)
Diluted	$ 0.22	$ (0.52)	$ 0.24	$ (0.48)