CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 66,940	$ 27,182
Federal funds sold	60,860	1,715
Total cash and cash equivalents	127,800	28,897
Available-for-sale securities, at fair value	58,191	56,690
Held-to-maturity securities, at amortized cost, net of allowance for credit losses	5,638	5,684
Loans held for investment	703,135	457,027
Allowance for credit losses	(10,523)	(5,860)
Loans held for investment, net	692,612	451,167
Other real estate owned	0	3,000
Premises and equipment, net	8,441	7,350
Operating leases right-of-use assets	4,301	1,819
Other investments	6,186	4,063
Accrued interest receivable	2,619	1,597
Deferred income tax asset, net	8,508	4,884
Bank owned life insurance	12,054	11,847
Core deposit intangible, net	8,004
Prepaid and other assets	5,060	4,267
Total assets	939,414	581,265
Deposits
Demand deposits	204,418	88,091
Savings and NOW deposits	343,114	243,505
Time deposits	237,649	128,403
Total deposits	785,181	459,999
Federal Reserve Bank BTFP Advances	27,000	29,000
Subordinated debt, net of issuance costs	23,135	24,595
Subordinated debentures, trust preferred securities	4,183
Escrows	181	168
Operating lease liabilities	4,869	2,011
Accrued interest and other liabilities	7,743	4,771
Total liabilities	852,292	520,544
STOCKHOLDERS’ EQUITY
Additional paid-in capital	66,705	43,279
Retained earnings	25,842	24,301
Accumulated other comprehensive loss	(4,197)	(5,560)
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,302)	(1,346)
Total stockholders’ equity	87,122	60,721
Total liabilities and stockholders’ equity	939,414	581,265
Voting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 on September 30, 2024, and December 31, 2023	66	39
Nonvoting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 on September 30, 2024, and December 31, 2023	$ 8	$ 8