CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net (loss) income	$ (34,000)	$ 549,000
Adjustments to reconcile net (loss) income to net cash provided by operating activities
Depreciation and amortization	471,000	269,000
Stock dividends on other investments	(182,000)	(32,000)
Amortization of premiums and discounts on securities, net	84,000	133,000
Amortization of equity awards	165,000	90,000
Gain on sale of loans		(119,000)
Proceeds from sale of loans	995,000	774,000
Loss on sale other real estate owned	432,000
Provision for credit losses	3,866,000	133,000
Net appreciation on bank-owned life insurance	(137,000)	(66,000)
Deferred income tax (benefit) expense	(983,000)	(1,000)
Preliminary bargain purchase gain from CBOA Financial, Inc. merger	(5,018,000)
Accretion of discount on loans	(1,665,000)
Core deposit intangible amortization	496,000
Amortization of discount on time deposits	101,000
Amortization of discount on subordinated debt	21,000
Changes in operating assets and liabilities:
Accrued interest receivable	388,000	63,000
Prepaid and other assets	(253,000)	1,140,000
Accrued interest and other liabilities	871,000	(674,000)
Other, net	453,000	(1,000)
Net cash provided by operating activities	71,000	2,258,000
CASH FLOWS FROM INVESTING ACTIVITIES
CBOA Financial, Inc. merger, cash acquired	30,927,000
Proceeds from calls, sales, maturities, or principal payments on available-for-sale securities	57,602,000	3,013,000
Purchases of available-for-sale securities	(2,942,000)
Net (purchase) redemptions of other investments	(90,000)	(1,261,000)
Net change in loans held for investment	34,193,000	(17,040,000)
Proceeds from sale of other real estate owned	2,568,000
Purchases of premises and equipment	(133,000)	(95,000)
Net cash provided by (used in) investing activities	122,125,000	(15,383,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(37,093,000)	(16,697,000)
Proceeds from Federal Home Loan Bank advances and other borrowings	1,663,000	239,398,000
Repayments of Federal Home Loan Bank advances and other borrowings	(36,973,000)	(229,398,000)
Common stock repurchases		(210,000)
Common stock issuance, net		10,866,000
Preferred stock issuance, net		4,176,000
Payment of dividends		(657,000)
Net cash (used in) provided by financing activities	(72,403,000)	7,478,000
NET CHANGE IN CASH AND CASH EQUIVALENTS	49,793,000	(5,647,000)
CASH AND CASH EQUIVALENTS, beginning of period	28,897,000	16,947,000
CASH AND CASH EQUIVALENTS, end of period	78,690,000	11,300,000
SUPPLEMENTAL DISCLOSURES
Interest paid on deposits and borrowings	8,811,000	5,427,000
Income taxes paid (refunds received)	$ 7,000	$ (5,000)