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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Narrative) - USD ($)
Jun. 30, 2024
Dec. 31, 2023
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]    
Financing Receivable, Nonaccrual $ 4,450,000 $ 2,244,000
Small Business Administration [Member]    
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]    
Financing Receivable, Nonaccrual $ 2,592,000 $ 589,000