Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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The total amount of investments that are intended to be held for an extended period of time (longer than one operating cycle) and amount due to the Entity from outside sources, including trade accounts receivable, notes and loans receivable, as well as any other types of receivables, net of allowances established for the purpose of reducing such investments and receivables to an amount that approximates their net realizable value.

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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Multifamily	$ 735,495		$ 457,027
Loans held for investment	735,495		457,027
Less: allowance for credit losses	(10,801)	$ (10,675)	(5,860)	$ (5,220)	$ (5,383)	$ (4,778)
Loans, net	724,694		451,167
1-4 Family residential real estate
Financing Receivable, Past Due [Line Items]
Multifamily	73,788		61,645
Less: allowance for credit losses	(977)	(898)	(736)	(452)	(422)	(454)
Commercial Loan [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	124,092		50,169
Less: allowance for credit losses	(2,688)	(2,907)	(924)	(476)	(1,075)	(1,382)
Consumer Loan [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	874		698
Less: allowance for credit losses	(9)	(10)	(8)	(7)	(6)	(56)
Construction Loans [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	47,291		34,538
Less: allowance for credit losses	(729)	(834)	(512)	(745)	(663)	(222)
Non Owner Occupied (NOO) CRE [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	254,794		167,203
Less: allowance for credit losses	(3,374)	(3,107)	(1,859)	(2,043)	(1,951)	(1,680)
Owner Occupied (OO) CRE [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	167,234		82,228
Less: allowance for credit losses	(2,245)	(2,153)	(1,201)	(926)	(697)	(555)
Multifamily [Member]
Financing Receivable, Past Due [Line Items]
Multifamily	67,422		60,546
Less: allowance for credit losses	$ (779)	$ (766)	$ (620)	$ (571)	$ (569)	$ (429)