CONSOLIDATED STATEMENTS OF (LOSS) INCOME (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest and dividend income:
Interest and fees on loans	$ 13,034,000	$ 6,341,000	$ 19,924,000	$ 12,450,000
Interest on securities	496,000	405,000	966,000	823,000
Interest on other interest-earning assets	1,101,000	136,000	1,661,000	274,000
Total interest income	14,631,000	6,882,000	22,551,000	13,547,000
Interest expense:
Interest on deposits	4,905,000	2,619,000	8,517,000	4,820,000
Interest on borrowings	748,000	447,000	1,391,000	841,000
Total interest expense	5,653,000	3,066,000	9,908,000	5,661,000
Net interest income	8,978,000	3,816,000	12,643,000	7,886,000
Provision (benefit) for credit losses	(50,000)	134,000	3,866,000	133,000
Net interest income after provision for credit losses	9,028,000	3,682,000	8,777,000	7,753,000
Noninterest income:
Service charges on deposit accounts	166,000	126,000	257,000	223,000
Bank owned life insurance	69,000	66,000	137,000	66,000
Gain on sale of loans, net		61,000		119,000
Loss on sale of other real estate owned			(432,000)
Preliminary bargain purchase gain on the merger (Note 2)	(118,000)		5,018,000
Other income		(25,000)	3,000	(43,000)
Total noninterest income	117,000	228,000	4,983,000	365,000
Noninterest expense:
Salaries and employee benefits	3,403,000	1,554,000	5,928,000	3,657,000
Occupancy	696,000	293,000	1,117,000	550,000
Data processing	1,049,000	669,000	1,791,000	1,286,000
FDIC and other insurance expense	285,000	90,000	381,000	154,000
Professional Fees	315,000	105,000	857,000	333,000
Merger Costs	414,000	766,000	3,762,000	805,000
Advertising	85,000	6,000	96,000	27,000
Core Deposit Intangible Amortization	434,000		496,000
Other expenses	608,000	304,000	1,018,000	580,000
Total noninterest expense	7,289,000	3,787,000	15,446,000	7,392,000
(Loss) income before provision for income taxes	1,856,000	123,000	(1,686,000)	726,000
(Benefit from) provision for income taxes	351,000	19,000	(1,652,000)	177,000
Net (loss) income	$ 1,505,000	$ 104,000	$ (34,000)	$ 549,000
Earnings per share:
Basic	$ 0.21	$ 0.01	$ (0.01)	$ 0.12
Diluted	$ 0.21	$ 0.01	$ (0.01)	$ 0.12