CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net (loss) income	$ (1,539,000)	$ 444,000
Adjustments to reconcile net (loss) income to net cash used in operating activities
Depreciation and amortization	189,000	133,000
Stock dividends on other investments		(32,000)
Amortization of premiums and discounts on securities, net	74,000	65,000
Amortization of equity awards	30,000	31,000
Loss on sale other real estate owned	432,000
Provision for credit losses	3,916,000	(1,000)
Net appreciation on bank-owned life insurance	(68,000)	(59,000)
Deferred income tax (benefit) expense	(839,000)	(1,000)
Preliminary bargain purchase gain from CBOA Financial, Inc. merger	(5,136,000)
Accretion of discount on loans	(309,000)
Core deposit intangible amortization	62,000
Changes in operating assets and liabilities:
Accrued interest receivable	214,000	62,000
Prepaid and other assets	(1,705,000)	898,000
Accrued interest and other liabilities	3,435,000	(781,000)
Net cash (used in) provided by operating activities	(1,244,000)	759,000
CASH FLOWS FROM INVESTING ACTIVITIES
CBOA Financial, Inc. merger, cash acquired	30,927,000
Proceeds from calls, sales, maturities, or principal payments on available-for-sale securities	8,354,000	1,971,000
Purchases of available-for-sale securities
Purchases of held-to-maturity securities
Net (purchase) redemptions of other investments	(184,000)	(956,000)
Net change in loans held for investment	18,878,000	(8,650,000)
Proceeds from sale of other real estate owned	2,568,000
Proceeds from disposals of premises and equipment
Purchases of premises and equipment	(100,000)	(38,000)
Net cash provided by (used in) investing activities	60,443,000	(7,673,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(352,000)	(26,763,000)
Proceeds from Federal Home Loan Bank advances		110,399,000
Repayments of Federal Home Loan Bank advances		(98,399,000)
Proceeds from Federal Reserve advances
Repayments of Federal Reserve advances	(15,000,000)
Common stock repurchases		(210,000)
Common stock issuance, net		10,866,000
Preferred stock issuance, net		4,176,000
Payment of dividends		(328,000)
Net cash (used in) financing activities	(15,352,000)	(259,000)
NET CHANGE IN CASH AND CASH EQUIVALENTS	43,847,000	(7,173,000)
CASH AND CASH EQUIVALENTS, beginning of period	28,897,000	16,947,000
CASH AND CASH EQUIVALENTS, end of period	72,744,000	9,774,000
SUPPLEMENTAL DISCLOSURES
Interest on deposits and borrowings paid	$ 4,270,000	$ 2,443,000