CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 66,234,000	$ 27,182,000
Federal funds sold	6,510,000	1,715,000
Total cash and cash equivalents	72,744,000	28,897,000
Available-for-sale securities, at fair value	102,226,000	56,690,000
Held-to-maturity securities, at amoritzed cost, net of allowance for credit losses	5,645,000	5,684,000
Loans held for investment	750,307,000	457,027,000
Allowance for credit losses	(10,675,000)	(5,860,000)
Loans held for investment, net	739,632,000	451,167,000
Other real estate owned	0	3,000,000
Premises and equipment, net	8,875,000	7,350,000
Operating leases right-of-use assets	4,599,000	1,819,000
Other investments	6,097,000	4,063,000
Accrued interest receivable	2,961,000	1,597,000
Deferred income tax asset, net	9,086,000	4,884,000
Bank owned life insurance	11,915,000	11,847,000
Core deposit intangible, net	8,868,000
Prepaid and other assets	7,531,000	4,267,000
Total assets	980,179,000	581,265,000
Deposits
Demand deposits	220,201,000	88,091,000
Savings and NOW deposits	371,080,000	243,505,000
Time deposits	215,125,000	128,403,000
Total deposits	806,406,000	459,999,000
Federal Reserve Bank BTFP Advances	49,000,000	29,000,000
Subordinate debt, net of issuance costs	23,108,000	24,595,000
Subordinated debentures, trust preferred securities	4,145,000
Escrows	274,000	168,000
Operating lease liabilities	5,202,000	2,011,000
Accrued interest and other liabilities	9,845,000	4,771,000
Total liabilities	897,980,000	520,544,000
STOCKHOLDERS’ EQUITY
Additional paid-in capital	66,577,000	43,279,000
Retained earnings	22,762,000	24,301,000
Accumulated other comprehensive loss	(5,883,000)	(5,560,000)
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,331,000)	(1,346,000)
Total stockholders’ equity	82,199,000	60,721,000
Total liabilities and stockholders’ equity	980,179,000	581,265,000
Voting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 and 820,115 on March 31, 2024, and December 31, 2023, respectively	66,000	39,000
Nonvoting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 and 820,115 on March 31, 2024, and December 31, 2023, respectively	$ 8,000	$ 8,000