Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net (loss) income	$ (3,402,000)	$ 1,330,000
Adjustments to reconcile net (loss) income to net cash used in operating activities
Depreciation and amortization	583,000	489,000
Stock dividends on other investments	(71,000)	(47,000)
Amortization of premiums and discounts on securities, net	265,000	349,000
Amortization of equity awards	150,000	351,000
Gain on sale of loans, net	(32,000)
Loans originated with the intent to sell	(1,316,000)
Proceeds from sale of loans	1,367,000	5,002,000
Provision for credit losses	4,223,000	2,420,000
Gain on the sale of fixed assets	(74,000)	25,000
Net appreciation on bank-owned life insurance	(248,000)	(238,000)
Deferred income tax (benefit) expense	(278,000)	191,000
Changes in operating assets and liabilities
Accrued interest receivable	(92,000)	(151,000)
Prepaid and other assets	851,000	(123,000)
Accrued interest and other liabilities	(1,016,000)	213,000
Net cash provided by operating activities	910,000	9,761,000
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from calls, sales, maturities, or principal payments on available-for-sale securities	5,348,000	7,475,000
Purchases of available-for-sale securities	(2,005,000)	(8,060,000)
Purchases of held-to-maturity securities		(500,000)
Net (purchase) redemptions of other investments	(2,715,000)	556,000
Net change in loans held for investment	(382,000)	(55,709,000)
Proceeds from disposals of premises and equipment	443,000	84,000
Purchases of premises and equipment	(226,000)	(684,000)
Net cash provided by (used in) investing activities	463,000	(56,838,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	(27,599,000)	49,783,000
Proceeds from Federal Home Loan Bank advances	320,398,000	712,500,000
Repayments of Federal Home Loan Bank advances	(325,398,000)	(726,500,000)
Proceeds from Federal Reserve advances	122,000,000
Repayments of Federal Reserve advances	(93,000,000)
Common stock repurchases	(210,000)	(78,000)
Common stock issuance, net	10,867,000	6,212,000
Preferred stock issuance, net	4,175,000	7,306,000
Payment of dividends	(656,000)	(700,000)
Net cash provided by financing activities	10,577,000	48,523,000
NET CHANGE IN CASH AND CASH EQUIVALENTS	11,950,000	1,446,000
CASH AND CASH EQUIVALENTS, beginning of period	16,947,000	15,501,000
CASH AND CASH EQUIVALENTS, end of period	28,897,000	16,947,000
SUPPLEMENTAL DISCLOSURES
Interest on deposits and borrowings paid	12,536,000	5,181,000
Income tax (refunds received) paid	(1,000)	998,000
Loans transferred to other real estate owned	$ 3,000,000