Consolidated Balance Sheets - USD ($)	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 27,182,000	$ 16,112,000
Fed funds sold	1,715,000	835,000
Total cash and cash equivalents	28,897,000	16,947,000
Available-for-sale securities, at fair value	56,690,000	58,582,000
Held-to-maturity securities, at amortized cost, net of allowance for credit losses	5,684,000	5,832,000
Loans held for investment	457,027,000	463,360,000
Allowance for credit losses	(5,860,000)	(4,778,000)
Loans held for investment, net	451,167,000	458,582,000
Other real estate owned	3,000,000	0
Premises and equipment, net	7,350,000	8,077,000
Operating lease right-of-use assets	1,819,000	2,067,000
Other investments	4,063,000	1,277,000
Accrued interest receivable	1,597,000	1,505,000
Deferred income tax asset, net	4,884,000	4,924,000
Bank owned life insurance	11,847,000	11,598,000
Prepaid and other assets	4,267,000	4,949,000
Total assets	581,265,000	574,340,000
Deposits
Demand deposits	88,091,000	102,699,000
Savings and NOW deposits	243,505,000	311,395,000
Time deposits	128,403,000	73,493,000
Total deposits	459,999,000	487,587,000
Federal Reserve Bank BTFP Advances	29,000,000
Federal Home Loan Bank advances		5,000,000
Subordinate debt, net of issuance costs	24,595,000	24,531,000
Escrows	168,000	179,000
Operating lease liabilities	2,011,000	2,153,000
Accrued interest and other liabilities	4,771,000	5,652,000
Total liabilities	520,544,000	525,102,000
STOCKHOLDERS’ EQUITY
Preferred stock, $0.01 par value Authorized: 50,000,000 shares Issued and outstanding: 0 and 521,849 on December 31, 2023, and December 31, 2022, respectively		5,000
Additional paid-in capital	43,279,000	28,369,000
Retained earnings	24,301,000	29,013,000
Accumulated other comprehensive loss	(5,560,000)	(6,773,000)
Unearned Employee Stock Ownership Plan (ESOP) share	(1,346,000)	(1,406,000)
Total stockholders’ equity	60,721,000	49,238,000
Total liabilities and stockholders’ equity	581,265,000	574,340,000
Voting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 and 0 on December 31, 2023, and December 31, 2022, respectively	39,000	30,000
Nonvoting Common Stock [Member]
STOCKHOLDERS’ EQUITY
Non-voting common stock, $0.01 par value Issued and outstanding: 820,115 and 0 on December 31, 2023, and December 31, 2022, respectively	$ 8,000