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Note 4 - Loans Held for Investment, Net - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2020
Mar. 31, 2020
Jun. 30, 2019
Mar. 31, 2019
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Dec. 31, 2019
Ending balance: individually evaluated for impairment             $ 3,505,288
Ending balance: collectively evaluated for impairment, allowance for loan losses             3,975,620 2,921,931
Total, allowance for loan losses $ 3,396,861 $ 3,396,861 $ 3,068,291 $ 2,981,412 $ 2,921,931 $ 3,068,291 3,975,620 2,921,931
Ending balance: individually evaluated for impairment, allowance for loan losses             3,401,448 0
Ending balance: collectively evaluated for impairment             349,318,095 291,963,300
Total             352,719,543 295,468,588
Balance 3,396,861 2,921,931 2,981,412 2,901,091 2,921,931 2,901,091    
Provision for loan losses 577,000 472,000 85,000 87,500 1,049,000 172,500    
Charge-offs (8,686)        
Recoveries 1,759 2,930 1,879 1,507        
Net (charge-offs) recoveries 1,759 2,930 1,879 (7,179)        
Change-offs 8,686        
Net (charge-offs) recoveries 1,759 2,930 1,879 (7,179)        
Balance 3,975,620 3,396,861 3,068,291 2,981,412 3,975,620 3,068,291    
Balance June 30, 2019 3,396,861 3,396,861 3,068,291 2,981,412 2,921,931 3,068,291 3,975,620 2,921,931
Commercial Real Estate Portfolio Segment [Member]                
Ending balance: individually evaluated for impairment               2,718,731
Ending balance: collectively evaluated for impairment, allowance for loan losses             3,371,097 2,588,714
Total, allowance for loan losses 2,856,106 2,856,106 2,426,902 2,341,297 2,588,714 2,426,902 3,371,097 2,588,714
Ending balance: individually evaluated for impairment, allowance for loan losses             2,578,003 0
Ending balance: collectively evaluated for impairment             255,298,730 239,963,990
Total             257,876,733 242,682,721
Balance 2,856,106 2,588,714 2,341,297 2,130,124 2,588,714 2,130,124    
Provision for loan losses 514,991 267,392 85,605 211,173        
Charge-offs            
Recoveries        
Net (charge-offs) recoveries        
Change-offs            
Net (charge-offs) recoveries        
Balance 3,371,097 2,856,106 2,426,902 2,341,297 3,371,097 2,426,902    
Balance June 30, 2019 2,856,106 2,856,106 2,426,902 2,341,297 2,588,714 2,426,902 3,371,097 2,588,714
One-to-four Family Residential Real Estate Portfolio Segment [Member]                
Ending balance: individually evaluated for impairment               786,557
Ending balance: collectively evaluated for impairment, allowance for loan losses             250,674 187,345
Total, allowance for loan losses 239,647 239,647 219,630 220,139 187,345 219,630 250,674 187,345
Ending balance: individually evaluated for impairment, allowance for loan losses             823,445 0
Ending balance: collectively evaluated for impairment             23,530,642 28,063,083
Total             24,354,087 28,849,640
Balance 239,647 187,345 220,139 359,705 187,345 359,705    
Provision for loan losses 9,268 49,372 (2,388) (130,880)        
Charge-offs (8,686)        
Recoveries 1,759 2,930 1,879        
Net (charge-offs) recoveries 1,759 2,930 1,879 (8,686)        
Change-offs 8,686        
Net (charge-offs) recoveries 1,759 2,930 1,879 (8,686)        
Balance 250,674 239,647 219,630 220,139 250,674 219,630    
Balance June 30, 2019 239,647 239,647 219,630 220,139 187,345 219,630 250,674 187,345
Commercial and Industrial Portfolio Segment [Member]                
Ending balance: individually evaluated for impairment              
Ending balance: collectively evaluated for impairment, allowance for loan losses             307,805 115,502
Total, allowance for loan losses 263,483 263,483 398,339 388,425 115,502 398,339 307,805 115,502
Ending balance: individually evaluated for impairment, allowance for loan losses             0 0
Ending balance: collectively evaluated for impairment             66,761,757 20,075,236
Total             66,761,757 20,075,236
Balance 263,483 115,502 388,425 377,180 115,502 377,180    
Provision for loan losses 44,322 147,981 9,914 9,738        
Charge-offs        
Recoveries 1,507        
Net (charge-offs) recoveries 1,507        
Change-offs        
Net (charge-offs) recoveries 1,507        
Balance 307,805 263,483 398,339 388,425 307,805 398,339    
Balance June 30, 2019 263,483 263,483 398,339 388,425 115,502 398,339 307,805 115,502
Consumer and Other Portfolio Segment [Member]                
Ending balance: individually evaluated for impairment              
Ending balance: collectively evaluated for impairment, allowance for loan losses             46,044 30,370
Total, allowance for loan losses 37,625 37,625 23,420 31,551 30,370 23,420 46,044 30,370
Ending balance: individually evaluated for impairment, allowance for loan losses             0 0
Ending balance: collectively evaluated for impairment             3,726,966 3,860,991
Total             3,726,966 3,860,991
Balance 37,625 30,370 31,551 34,082 30,370 34,082    
Provision for loan losses 8,419 7,255 (8,131) (2,531)        
Charge-offs            
Recoveries            
Net (charge-offs) recoveries            
Change-offs            
Net (charge-offs) recoveries            
Balance 46,044 37,625 23,420 31,551 46,044 23,420    
Balance June 30, 2019 $ 37,625 $ 37,625 $ 23,420 $ 31,551 $ 30,370 $ 23,420 $ 46,044 $ 30,370