Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities
Net income	$ 278,057	$ 41,208
Less: Net loss from discontinued operations		(345,935)
Net income from continuing operations	278,057	387,143
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	138,029	162,472
Stock dividends on financial institution stock	(20,300)	(27,000)
Amortization of premiums and discounts on securities, net	54,512	27,718
Amortization of equity awards	96,421	103,739
Amortization of core deposit intangible	8,862	10,215
Gain on sale of loans		(26,907)
Proceeds from sale of loans		458,011
Provision for loan losses	472,000	87,500
Net appreciation on bank-owned life insurance	(65,501)	(68,312)
Deferred income tax expense	(38,665)
Changes in operating assets and liabilities:
Accrued interest receivable	(374,671)	(88,229)
Prepaid and other assets	56,111	(27,839)
Accrued interest and other liabilities	178,517	4,894,116
Net cash from operating activities - continuing operations	783,372	5,892,627
Net cash from operating activities - discontinued operations	(50,650)	11,923,500
Net cash from operating activities	732,722	17,816,127
Cash flows from investing activities
Proceeds from principal payments on available-for-sale securities	1,669,149	1,183,980
Purchases of available-for-sale securities	(17,481,879)
Net change in loans held for investment	(18,176,278)	(4,603,053)
Purchases of premises and equipment		(11,556)
Net cash from investing activities	(33,989,008)	(3,430,629)
Cash flows from financing activities
Net change in deposits	2,222,329	2,646,139
Net change in escrows	124,613	45,457
Proceeds from Federal Home Loan Bank advances	20,000,000	5,000,000
Repayments of Federal Home Loan Bank advances	(10,000,000)	(22,000,000)
Common stock repurchases		(277,671)
Dividends paid	(158,433)
Net cash from financing activities	12,188,509	(14,586,075)
Net change in cash and cash equivalents	(21,067,777)	(200,577)
Cash and cash equivalents, beginning of period	29,486,465	11,774,457
Cash and cash equivalents, end of period	8,418,689	11,573,880
Supplemental disclosures:
Interest on deposits and advances paid	1,157,504	1,171,513
Loans transferred to loans held for sale		431,104
Operating lease right-of-use assets recorded on adoption of ASU 2016-02	1,260,089
Operating lease liabilities recorded on adoption of ASU 2016- 02	$ 1,369,149