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Note 4 - Loans Held for Investment, Net - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($)
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Mar. 31, 2020
Dec. 31, 2019
Ending balance: individually evaluated for impairment, allowance for loan losses     $ 0
Ending balance: collectively evaluated for impairment, allowance for loan losses     3,396,861 2,921,931
Total, allowance for loan losses $ 2,921,931 $ 2,981,412 3,396,861 2,921,931
Ending balance: individually evaluated for impairment     3,409,628 3,505,288
Ending balance: collectively evaluated for impairment     310,269,913 291,963,300
Total     313,679,541 295,468,588
Balance 2,921,931 2,901,091    
Provision for loan losses 472,000 87,500    
Charge-offs (8,686)    
Recoveries 2,930 1,507    
Net recoveries (charge-offs) 2,930 (7,179)    
Balance 3,396,861 2,981,412    
Commercial Real Estate Portfolio Segment [Member]        
Ending balance: individually evaluated for impairment, allowance for loan losses     0
Ending balance: collectively evaluated for impairment, allowance for loan losses     2,856,106 2,588,714
Total, allowance for loan losses 2,588,714 2,341,297 2,856,106 2,588,714
Ending balance: individually evaluated for impairment     2,642,676 2,718,731
Ending balance: collectively evaluated for impairment     246,120,363 239,963,990
Total     248,763,039 242,682,721
Balance 2,588,714 2,130,124    
Provision for loan losses 267,392 211,173    
Recoveries    
Net recoveries (charge-offs)    
Balance 2,856,106 2,341,297    
One-to-four Family Residential Real Estate Portfolio Segment [Member]        
Ending balance: individually evaluated for impairment, allowance for loan losses     0 0
Ending balance: collectively evaluated for impairment, allowance for loan losses     239,647 187,345
Total, allowance for loan losses 187,345 220,139 239,647 187,345
Ending balance: individually evaluated for impairment     766,952 786,557
Ending balance: collectively evaluated for impairment     26,926,638 28,063,083
Total     27,693,590 28,849,640
Balance 187,345 359,705    
Provision for loan losses 49,372 (130,880)    
Charge-offs (8,686)    
Recoveries 2,930    
Net recoveries (charge-offs) 2,930 (8,686)    
Balance 239,647 220,139    
Commercial and Industrial Portfolio Segment [Member]        
Ending balance: individually evaluated for impairment, allowance for loan losses     0 0
Ending balance: collectively evaluated for impairment, allowance for loan losses     263,483 115,502
Total, allowance for loan losses 115,502 388,425 263,483 115,502
Ending balance: individually evaluated for impairment    
Ending balance: collectively evaluated for impairment     34,081,604 20,075,236
Total     34,081,604 20,075,236
Balance 115,502 377,180    
Provision for loan losses 147,981 9,738    
Charge-offs    
Recoveries 1,507    
Net recoveries (charge-offs) 1,507    
Balance 263,483 388,425    
Consumer and Other Portfolio Segment [Member]        
Ending balance: individually evaluated for impairment, allowance for loan losses     0 0
Ending balance: collectively evaluated for impairment, allowance for loan losses     37,625 30,370
Total, allowance for loan losses 30,370 31,551 37,625 30,370
Ending balance: individually evaluated for impairment    
Ending balance: collectively evaluated for impairment     3,141,308 3,860,991
Total     $ 3,141,308 $ 3,860,991
Balance 30,370 34,082    
Provision for loan losses 7,255 (2,531)    
Balance $ 37,625 $ 31,551