Note 5 - Loans Held for Investment, Net - Components of Loans Held for Investment, Net (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Total, gross loans	$ 295,468,588	$ 286,840,889
Percentage of gross loans	100.00%	100.00%
Unamortized loan fees	$ (807,869)	$ (1,149,517)
Loans held for investment	294,660,719	285,691,372
Allowance for loan losses	(2,921,931)	(2,901,091)	$ (3,117,190)
Loans held for investment, net	291,738,788	282,790,281
Commercial Real Estate Portfolio Segment [Member]
Total, gross loans	$ 242,682,721	$ 233,102,637
Percentage of gross loans	82.10%	81.30%
Allowance for loan losses	$ (2,588,714)	$ (2,130,124)	(2,055,911)
One-to-four Family Residential Real Estate Portfolio Segment [Member]
Total, gross loans	$ 28,849,640	$ 29,855,462
Percentage of gross loans	9.80%	10.40%
Allowance for loan losses	$ (187,345)	$ (359,705)	(567,290)
Commercial and Industrial Portfolio Segment [Member]
Total, gross loans	$ 20,075,236	$ 17,508,258
Percentage of gross loans	6.80%	6.10%
Allowance for loan losses	$ (115,502)	$ (377,180)	(462,406)
Consumer and Other Portfolio Segment [Member]
Total, gross loans	$ 3,860,991	$ 6,374,532
Percentage of gross loans	1.30%	2.20%
Allowance for loan losses	$ (30,370)	$ (34,082)	$ (31,583)

Represents the percentage of gross loans receivable.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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