Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 6,323,991	$ 6,374,457
Interest-bearing deposits with banks	18,885,000	5,400,000
Total cash and cash equivalents	25,208,991	11,774,457
Available-for-sale securities, at fair value	34,670,131	33,428,658
Loans held for sale - discontinued operations	2,980,149	26,884,014
Loans held for investment	292,636,761	285,691,372
Allowance for loan losses	(3,068,291)	(2,901,091)
Loans held for investment, net	289,568,470	282,790,281
Premises and equipment, net	9,268,280	9,558,943
Premises and equipment, net - discontinued operations	26,542	56,683
Stock in financial institutions, restricted, at cost	3,965,161	3,910,361
Accrued interest receivable	1,000,195	863,513
Accrued interest receivable - discontinued operations	11,665	11,527
Deferred income taxes, net	2,074,309	2,196,928
Bank owned life insurance	10,711,034	10,573,069
Core deposit intangible, net	151,678	172,108
Prepaid and other assets	900,699	815,950
Prepaid and other assets - discontinued operations	54,207	241,415
TOTAL ASSETS	380,591,511	383,277,907
Liabilities
Demand deposits	47,948,494	45,350,477
Savings and NOW deposits	151,264,736	142,349,920
Time deposits	80,197,909	77,538,576
Total deposits	279,411,139	265,238,973
Federal Home Loan Bank advances	50,000,000	67,000,000
Escrows	243,837	228,816
Escrows - discontinued operations	44,011	149,776
Accrued interest and other liabilities	3,626,504	3,520,201
Accrued interest and other liabilities - discontinued operations	939,732	717,407
Total liabilities	334,265,223	336,855,173
Commitments and contingencies (note 5)
Stockholders’ equity
Preferred stock, $0.01 par value, 50,000,000 authorized, 0 issued and outstanding
Common stock, $0.01 par value, 100,000,000 authorized, 3,339,220 and 3,374,565 issued and outstanding.	33,392	33,746
Additional paid-in capital	25,099,268	25,500,873
Retained earnings	22,464,648	22,928,777
Accumulated other comprehensive income (loss), net of tax	340,420	(396,148)
Unearned employee stock ownership plan (ESOP) shares	(1,611,440)	(1,644,514)
Total stockholders’ equity	46,326,288	46,422,734
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 380,591,511	$ 383,277,907