Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest income
Interest and fees on loans	$ 4,332,096	$ 3,876,008
Interest on securities	223,807	148,581
Interest on other interest-earning assets	121,988	68,030
Total interest income	4,677,891	4,092,619
Interest expense
Interest on deposits	861,269	493,736
Interest on borrowings	371,756	149,430
Total interest expense	1,233,025	643,166
Net interest income	3,444,866	3,449,453
Provision for loan losses	87,500	22,000
Net interest income after provision for loan losses	3,357,366	3,427,453
Noninterest income
Gain on sale of loans	2,744,581	3,353,393
Service charges and fees	95,199	84,389
Bank owned life insurance income	91,261	88,597
Other	11,157	24,606
Total noninterest income	2,942,198	3,550,985
Noninterest expense
Salaries and benefits	4,148,518	4,229,977
Occupancy	499,462	505,951
Data processing fees	786,591	723,406
FDIC and other insurance expense	85,603	50,533
Professional fees	238,138	354,604
Advertising	114,389	156,026
Other	379,646	492,171
Total noninterest expense	6,252,347	6,512,668
Income before provision for income taxes	47,217	465,770
Provision for income taxes	6,009	95,143
NET INCOME	41,208	370,627
Other comprehensive income
Unrealized (loss) gain on available-for-sale securities	353,919	(347,268)
Tax effect of unrealized (loss) gain on available-for-sale securities	(90,072)	88,680
Unrealized (loss) gain on available-for-sale securities, net of tax	263,847	(258,588)
COMPREHENSIVE INCOME	$ 305,055	$ 112,039
Earnings per common share:
Basic (in dollars per share)	$ 0.01	$ 0.11
Diluted (in dollars per share)	$ 0.01	$ 0.11