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Note 3 - Loans Held for Investment, Net (Tables)
 3 Months Ended
Mar. 31, 2019
Notes Tables  
Schedule of Loans Held for Investment, Net [Table Text Block]
   
March 31, 2019
    
December 31, 2018
  
   
Amount
    
Percent
    
Amount
    
Percent
  
                                 
Loans held for investment, net:
                                
Commercial real estate
  
$
238,120,124
   
 
81.8
%
   $
233,102,637
      
81.3
 %
One- to four-family residential real estate residential real estate
  
 
29,170,381
   
 
10.0
     
29,855,462
      
10.4
  
Commercial and industrial
  
 
17,602,539
   
 
6.1
     
17,508,258
      
6.1
  
Consumer and other
  
 
6,085,629
   
 
2.1
     
6,374,532
      
2.2
  
Total gross loans
  
 
290,978,673
   
 
100.0
%
    
286,840,889
      
100.0
 %
Unamortized loan fees
  
 
(1,122,531
)
    
 
      
(1,149,517
 )    
 
  
Loans held for investment
  
 
289,856,142
     
 
      
285,691,372
      
 
  
Allowance for loan losses
  
 
(2,981,412
)
    
 
      
(2,901,091
 )    
 
  
Loans held for investment, net
  
$
286,874,730
     
 
     $
282,790,281
      
 
  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
As of March 31, 2019
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses
                                        
Ending balance: individually evaluated for impairment
  
$
-
   
$
-
   
$
-
   
$
-
   
$
-
 
Ending balance: collectively evaluated for impairment
  
 
2,341,297
   
 
220,139
   
 
388,425
   
 
31,551
   
 
2,981,412
 
                                         
Total
  
$
2,341,297
   
$
220,139
   
$
388,425
   
$
31,551
   
$
2,981,412
 
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
  
$
2,988,885
   
$
616,750
   
$
-
   
$
-
   
$
3,605,635
 
Ending balance: collectively evaluated for impairment
  
 
235,131,239
   
 
28,553,631
   
 
17,602,539
   
 
6,085,629
   
 
287,373,038
 
Total
  
$
238,120,124
   
$
29,170,381
   
$
17,602,539
   
$
6,085,629
   
$
290,978,673
 
   
As of December 31, 2018
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses
                                        
Ending balance: individually evaluated for impairment
   $
-
     $
-
     $
-
     $
-
     $
-
  
Ending balance: collectively evaluated for impairment
    
2,130,124
      
359,705
      
377,180
      
34,082
      
2,901,091
  
                                         
Total
   $
2,130,124
     $
359,705
     $
377,180
     $
34,082
     $
2,901,091
  
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
   $
2,993,923
     $
649,685
     $
-
     $
-
     $
3,643,608
  
Ending balance: collectively evaluated for impairment
    
230,108,714
      
29,205,777
      
17,508,258
      
6,374,532
      
283,197,281
  
Total
   $
233,102,637
     $
29,855,462
     $
17,508,258
     $
6,374,532
     $
286,840,889
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial
and Industrial
    
Consumer and
Other
    
Total
  
                                         
Balance December 31, 2018
  
$
2,130,124
   
$
359,705
   
$
377,180
   
$
34,082
   
$
2,901,091
 
                                         
Provision for loan losses
    
211,173
      
(130,880
 )    
9,738
    
 
(2,531
 )  
 
87,500
 
                                         
Charge-offs
    
-
    
 
(8,686
)
    
-
      
-
      
(8,686
 )
Recoveries
  
 
-
   
 
-
   
 
1,507
     
-
    
 
1,507
 
Net (charge-offs) recoveries
  
 
-
   
 
(8,686
)
  
 
1,507
     
-
    
 
(7,179
)
                                         
Balance March 31, 2019
  
$
2,341,297
    
$
220,139
    
$
388,425
    
$
31,551
    
$
2,981,412
 
                                         
Balance December 31, 2017
   $
2,055,911
     $
567,290
     $
462,406
     $
31,583
     $
3,117,190
  
                                         
Provision for loan losses
    
10,374
      
(46,975
 )    
51,901
      
6,700
      
22,000
  
                                         
Charge-offs
    
-
      
(23,269
 )    
-
      
-
      
(23,269
 )
Recoveries
    
-
      
6,249
      
-
      
-
      
6,249
  
Net (charge-offs) recoveries
    
-
      
(17,020
 )    
-
      
-
      
(17,020
 )
                                         
Balance March 31, 2018
   $
2,066,285
     $
503,295
     $
514,307
     $
38,283
     $
3,122,170
  
Financing Receivable, Past Due [Table Text Block]
   
Past Due
    
 
 
 
  
Total
  
   
 
 
 
  
 
 
 
  
90 Days
    
 
 
 
  
 
 
 
  
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
March 31, 2019
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
39,734
   
$
-
   
$
2,744,405
   
$
2,784,139
   
$
235,335,985
   
$
238,120,124
 
One- to four-family residential real estate
  
 
408,880
   
 
47,905
   
 
323,374
   
 
780,159
   
 
28,390,222
   
 
29,170,381
 
Commercial and industrial
  
 
-
   
 
-
   
 
-
   
 
-
   
 
17,602,539
   
 
17,602,539
 
Consumer and other
  
 
-
   
 
-
   
 
-
   
 
-
   
 
6,085,629
   
 
6,085,629
 
                                                 
Totals
  
$
448,614
   
$
47,905
   
$
3,067,779
   
$
3,564,298
   
$
287,414,375
   
$
290,978,673
 
   
Past Due
            
Total
  
                   
90 Days
                    
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
December 31, 2018
                                                
Commercial real estate
   $
-
     $
2,744,405
     $
-
     $
2,744,405
     $
230,358,232
     $
233,102,637
  
One- to four-family residential real estate
    
782,835
      
234,524
      
393,068
      
1,410,427
      
28,445,035
      
29,855,462
  
Commercial and industrial
    
-
      
-
      
-
      
-
      
17,508,258
      
17,508,258
  
Consumer and other
    
-
      
-
      
-
      
-
      
6,374,532
      
6,374,532
  
                                                 
Totals
   $
782,835
     $
2,978,929
     $
393,068
     $
4,154,832
     $
282,686,057
     $
286,840,889
  
Financing Receivable, Nonaccrual [Table Text Block]
   
March 31,
    
December 31,
  
   
2019
    
2018
  
                 
Nonaccrual loans
                
Commercial real estate
  
$
2,988,885
    $
2,993,923
  
One- to four-family residential real estate
  
 
616,750
     
649,685
  
Commercial and industrial
  
 
-
     
-
  
Consumer and other
  
 
-
     
-
  
Total nonaccrual loans
  
 
3,605,635
     
3,643,608
  
Other real estate (ORE)
  
 
-
     
-
  
                 
Total nonperforming assets
  
$
3,605,635
    $
3,643,608
  
                 
Nonperforming assets to gross loans held for investment and ORE
  
 
1.24%
      
1.27%
  
Nonperforming assets to total assets
  
 
0.96%
      
0.95%
  
Financing Receivable Credit Quality Indicators [Table Text Block]
   
As of March 31, 2019
  
   
Commercial
Real Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial
and Industrial
    
Consumer
and Other
    
Total
  
                                         
Grade
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Pass
  
$
229,465,218
   
$
27,616,139
   
$
17,249,760
   
$
6,085,629
   
$
280,416,746
 
Special mention
  
 
4,060,029
   
 
-
   
 
95,815
   
 
-
   
 
4,155,844
 
Substandard
  
 
4,594,877
   
 
1,554,242
   
 
256,964
   
 
-
   
 
6,406,083
 
Doubtful
  
 
-
   
 
-
   
 
-
   
 
-
   
 
-
 
Loss
  
 
-
   
 
-
   
 
-
   
 
-
   
 
-
 
                                         
Totals
  
$
238,120,124
   
$
29,170,381
   
$
17,602,539
   
$
6,085,629
   
$
290,978,673
 
   
As of December 31, 2018
  
   
Commercial
Real Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial
and Industrial
    
Consumer
and Other
    
Total
  
                                         
Grade
                                        
Pass
   $
226,510,803
     $
27,990,417
     $
17,237,690
     $
6,374,532
     $
278,113,442
  
Special mention
    
1,981,667
      
268,892
      
-
      
-
      
2,250,559
  
Substandard
    
4,610,167
      
1,596,153
      
270,568
      
-
      
6,476,888
  
Doubtful
    
-
      
-
      
-
      
-
      
-
  
Loss
    
-
      
-
      
-
      
-
      
-
  
                                         
Totals
   $
233,102,637
     $
29,855,462
     $
17,508,258
     $
6,374,532
     $
286,840,889
  
Impaired Financing Receivables [Table Text Block]
   
As of March 31, 2019
  
   
 
 
 
  
Principal
    
 
 
 
  
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
2,988,885
   
$
2,988,885
   
$
-
   
$
2,999,285
 
One- to four-family residential real estate
  
 
616,750
   
 
616,750
   
 
-
   
 
623,917
 
Commercial and industrial
  
 
-
   
 
-
   
 
-
   
 
-
 
Consumer and other
 
 
-
   
 
-
   
 
-
   
 
-
 
   
$
3,605,635
   
$
3,605,635
   
$
-
   
$
3,623,202
 
                                 
With an allowance recorded:
  
$
-
   
$
-
   
$
-
   
$
-
 
                                 
Total:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
2,988,885
   
$
2,988,885
   
$
-
   
$
2,999,285
 
One- to four-family residential real estate
  
 
616,750
   
 
616,750
   
 
-
   
 
623,917
 
Commercial and industrial
  
 
-
   
 
-
   
 
-
   
 
-
 
Consumer and other
 
 
-
   
 
-
   
 
-
   
 
-
 
   
$
3,605,635
   
$
3,605,635
   
$
-
   
$
3,623,202
 
   
As of December 31, 2018
  
           
Principal
            
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
                                
Commercial real estate
   $
2,993,923
     $
2,993,923
     $
-
     $
3,007,495
  
One- to four-family residential real estate
    
649,685
      
649,685
      
-
      
656,436
  
Commercial and industrial
    
-
      
-
      
-
      
-
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
3,643,608
     $
3,643,608
     $
-
     $
3,663,931
  
                                 
With an allowance recorded:
   $
-
     $
-
     $
-
     $
-
  
                                 
Total:
                                
Commercial real estate
   $
2,993,923
     $
2,993,923
     $
-
     $
3,007,495
  
One- to four-family residential real estate
    
649,685
      
649,685
      
-
      
656,436
  
Commercial and industrial
    
-
      
-
      
-
      
-
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
3,643,608
     $
3,643,608
     $
-
     $
3,663,931