Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities
Net income	$ 1,073,514	$ 360,591
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	702,956	677,551
Stock dividend on financial institution stock	(84,500)	(53,600)
Amortization of premiums and discounts on securities, net	250,556	413,090
Amortization of ESOP awards	55,858	78,737
Amortization of stock-based compensation	427,382	24,699
Amortization of core deposit intangible	48,556	62,268
Loss on sale of available-for-sale securities		176,089
Gain on sale of loans	(14,421,823)	(11,450,457)
Proceeds from sale of loans held for sale	321,764,114	276,322,001
Funding of loans held for sale	(317,188,790)	(254,247,735)
Provision for loan losses	318,000	575,000
Net appreciation on bank-owned life insurance	(282,397)	(154,504)
Deferred income tax (benefit) expense	(36,975)	2,191,457
Changes in operating assets and liabilities:
Accrued interest receivable	(36,080)	(48,875)
Prepaid and other assets	325,921	(638,832)
Accrued interest and other liabilities	(154,044)	1,138,205
Net cash from operating activities	(7,237,752)	15,425,685
Cash flows from investing activities
Proceeds from principal payments on available-for-sale securities	6,014,670	5,823,104
Proceeds from sales of available-for-sale securities		6,933,361
Purchases of available-for-sale securities	(15,517,212)	(6,102,485)
Purchase of bank-owned life insurance	(155,000)	(4,500,000)
Net change in loans held for investment	(26,826,528)	(28,897,562)
Purchases of premises and equipment	(197,678)	(684,986)
Purchase of stock in financial institutions		(197,200)
Net cash from investing activities	(36,681,748)	(27,625,768)
Cash flows from financing activities
Net change in deposits	29,677,640	11,039,330
Net change in escrows	81,745	(18,327)
Proceeds from Federal Home Loan Bank advances	132,000,000	160,000,000
Repayment of Federal Home Loan Bank advances	(110,000,000)	(165,000,000)
Exercise of stock options	149,228	55,314
Dividends paid	(4,161,114)
Common stock repurchases	(1,926,720)	(414,400)
Net cash from financing activities	45,820,779	5,661,917
Net change in cash and cash equivalents	1,901,279	(6,538,166)
Cash and cash equivalents, beginning of period	9,873,178	16,411,344
Cash and cash equivalents, end of period	11,774,457	9,873,178
Supplemental disclosures:
Interest on deposits and advances paid	3,470,186	2,264,168
Income taxes paid	352,600	88,696
Loans transferred to loans held for sale	$ 2,037,039