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Note 4 - Loans Held for Investment, Net (Tables)
 12 Months Ended
Dec. 31, 2018
Notes Tables  
Schedule of Loans Held for Investment, Net [Table Text Block]
   
December 31, 2018
    
December 31, 2017
  
   
Amount
    
Percent
    
Amount
    
Percent
  
                                 
Loans held for investment, net:
                                
Commercial real estate
  
$
233,102,637
    
 
81.3
%
   $
214,871,788
      
82.0
 %
One- to four-family residential real estate
  
 
29,855,462
    
 
10.4
      
29,114,060
      
11.1
  
Commercial and industrial
  
 
17,508,258
    
 
6.1
      
12,296,308
      
4.7
  
Consumer and other
  
 
6,374,532
    
 
2.2
      
5,740,352
      
2.2
  
Total gross loans
  
 
286,840,889
    
 
100.0
%
    
262,022,508
      
100.0
 %
Unamortized loan fees
  
 
(1,149,517
)
    
 
      
(1,009,722
 )    
 
  
Loans held for investment
  
 
285,691,372
      
 
      
261,012,786
      
 
  
Allowance for loan losses
  
 
(2,901,091
)
    
 
      
(3,117,190
 )    
 
  
Loans held for investment, net
  
$
282,790,281
      
 
     $
257,895,596
      
 
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
As of December 31, 2018
  
   
Commercial
Real Estate
    
One- to Four-Family
Residential Real
Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses
                                        
Ending balance: individually evaluated for impairment
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
  
Ending balance: collectively evaluated for impairment
  
 
2,130,124
    
 
359,705
    
 
377,180
    
 
34,082
    
 
2,901,091
  
                                         
Total
  
$
2,130,124
    
$
359,705
    
$
377,180
    
$
34,082
    
$
2,901,091
  
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
  
$
2,993,923
    
$
649,685
    
$
-
    
$
-
    
$
3,643,608
  
Ending balance: collectively evaluated for impairment
  
 
230,108,714
    
 
29,205,777
    
 
17,508,258
    
 
6,374,532
    
 
283,197,281
  
Total
  
$
233,102,637
    
$
29,855,462
    
$
17,508,258
    
$
6,374,532
    
$
286,840,889
  
   
As of December 31, 2017
  
   
Commercial
Real Estate
    
One- to Four-Family
Residential Real
Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses
                                        
Ending balance: individually evaluated for impairment
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
  
Ending balance: collectively evaluated for impairment
  
 
2,055,911
    
 
567,290
    
 
462,406
    
 
31,583
    
 
3,117,190
  
                                         
Total
  
$
2,055,911
    
$
567,290
    
$
462,406
    
$
31,583
    
$
3,117,190
  
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
  
$
3,483,078
    
$
679,184
    
$
1,274,710
    
$
-
    
$
5,436,972
  
Ending balance: collectively evaluated for impairment
  
 
211,388,710
    
 
28,434,876
    
 
11,021,598
    
 
5,740,352
    
 
256,585,536
  
Total
  
$
214,871,788
    
$
29,114,060
    
$
12,296,308
    
$
5,740,352
    
$
262,022,508
  
   
Commercial Real
Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Balance December 31, 2016
   $
1,688,448
     $
617,912
     $
147,371
     $
52,302
     $
2,506,033
  
                                         
Provision for loan losses
    
366,263
      
(54,777
 )    
284,233
      
(20,719
 )    
575,000
  
                                         
Charge-offs
    
-
      
(20,845
 )    
-
      
-
      
(20,845
 )
Recoveries
    
1,200
      
25,000
      
30,802
      
-
      
57,002
  
Net recoveries
    
1,200
      
4,155
      
30,802
      
-
      
36,157
  
                                         
Balance December 31, 2017
  
$
2,055,911
    
$
567,290
    
$
462,406
    
$
31,583
    
$
3,117,190
  
                                         
Provision for loan losses
  
 
624,213
    
 
(183,988
)
  
 
(124,724
)
  
 
2,499
    
 
318,000
  
                                         
Charge-offs
  
 
(550,000
)
  
 
(36,096
)
  
 
(10,322
)
  
 
-
    
 
(596,418
)
Recoveries
  
 
-
    
 
12,499
    
 
49,820
    
 
-
    
 
62,319
  
Net (charge-offs) recoveries
  
 
(550,000
)
  
 
(23,597
)
  
 
39,498
    
 
-
    
 
(534,099
)
                                         
Balance December 31, 2018
  
$
2,130,124
    
$
359,705
    
$
377,180
    
$
34,082
    
$
2,901,091
  
Past Due Financing Receivables [Table Text Block]
   
Past Due
            
Total
  
                   
90 Days
                    
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
December 31, 2018
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
-
    
$
2,744,405
    
$
-
    
$
2,744,405
    
$
230,358,232
    
$
233,102,637
  
One- to four-family residential real estate
  
 
782,835
    
 
234,524
    
 
393,068
    
 
1,410,427
    
 
28,445,035
    
 
29,855,462
  
Commercial and industrial
  
 
-
    
 
-
    
 
-
    
 
-
    
 
17,508,258
    
 
17,508,258
  
Consumer and other
  
 
-
    
 
-
    
 
-
    
 
-
    
 
6,374,532
    
 
6,374,532
  
                                                 
Totals
  
$
782,835
    
$
2,978,929
    
$
393,068
    
$
4,154,832
    
$
282,686,057
    
$
286,840,889
  
   
Past Due
            
Total
  
                   
90 Days
                    
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
December 31, 2017
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
   $
246,154
     $
-
     $
550,000
     $
796,154
     $
214,075,634
     $
214,871,788
  
One- to four-family residential real estate
    
235,561
      
116,977
      
525,532
      
878,070
      
28,235,990
      
29,114,060
  
Commercial and industrial
    
-
      
-
      
1,274,710
      
1,274,710
      
11,021,598
      
12,296,308
  
Consumer and other
    
-
      
-
      
-
      
-
      
5,740,352
      
5,740,352
  
                                                 
Totals
   $
481,715
     $
116,977
     $
2,350,242
     $
2,948,934
     $
259,073,574
     $
262,022,508
  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   
December 31,
    
December 31,
  
   
2018
    
2017
  
                 
Nonaccrual loans
                
Commercial real estate
  
$
2,993,923
     $
3,483,078
  
One- to four-family residential real estate
  
 
649,685
      
679,184
  
Commercial and industrial
  
 
-
      
1,274,710
  
Consumer and other
    
-
      
-
  
Total nonaccrual loans
  
 
3,643,608
      
5,436,972
  
Other real estate (ORE)
  
 
-
      
-
  
                 
Total nonperforming assets
  
$
3,643,608
     $
5,436,972
  
                 
Nonperforming assets to gross loans held for investment and ORE
  
 
1.27
%
    
2.08
 %
Nonperforming assets to total assets
  
 
0.95
%
    
1.62
 %
Financing Receivable Credit Quality Indicators [Table Text Block]
   
As of December 31, 2018
  
   
Commercial Real
Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Grade
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Pass
  
$
226,510,803
    
$
27,990,417
    
$
17,237,690
    
$
6,374,532
    
$
278,113,442
  
Special mention
  
 
1,981,667
    
 
268,892
    
 
-
    
 
-
    
 
2,250,559
  
Substandard
  
 
4,610,167
    
 
1,596,153
    
 
270,568
    
 
-
    
 
6,476,888
  
Doubtful
  
 
-
    
 
-
    
 
-
    
 
-
    
 
-
  
Loss
  
 
-
    
 
-
    
 
-
    
 
-
    
 
-
  
                                         
Totals
  
$
233,102,637
    
$
29,855,462
    
$
17,508,258
    
$
6,374,532
    
$
286,840,889
  
   
As of December 31, 2017
  
   
Commercial Real
Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Grade
                                        
Pass
   $
208,395,458
     $
27,400,698
     $
10,624,210
     $
5,568,633
     $
251,988,999
  
Special mention
    
911,571
      
43,382
      
-
      
-
      
954,953
  
Substandard
    
5,014,759
      
1,669,980
      
1,672,098
      
171,719
      
8,528,556
  
Doubtful
    
550,000
      
-
      
-
      
-
      
550,000
  
Loss
    
-
      
-
      
-
      
-
      
-
  
                                         
Totals
   $
214,871,788
     $
29,114,060
     $
12,296,308
     $
5,740,352
     $
262,022,508
  
Impaired Financing Receivables [Table Text Block]
   
As of December 31, 2018
  
           
Principal
            
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
2,993,923
    
$
2,993,923
    
$
-
    
$
3,007,495
  
One- to four-family residential real estate
  
 
649,685
    
 
649,685
    
 
-
    
 
656,436
  
Commercial and industrial
  
 
-
    
 
-
    
 
-
    
 
-
  
Consumer and other
 
 
-
    
 
-
    
 
-
    
 
-
  
   
$
3,643,608
    
$
3,643,608
    
$
-
    
$
3,663,931
  
                                 
With an allowance recorded:
  
$
-
    
$
-
    
$
-
    
$
-
  
                                 
Total:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
2,993,923
    
$
2,993,923
    
$
-
    
$
3,007,495
  
One- to four-family residential real estate
  
 
649,685
    
 
649,685
    
 
-
    
 
656,436
  
Commercial and industrial
  
 
-
    
 
-
    
 
-
    
 
-
  
Consumer and other
 
 
-
    
 
-
    
 
-
    
 
-
  
   
$
3,643,608
    
$
3,643,608
    
$
-
    
$
3,663,931
  
   
As of December 31, 2017
  
           
Principal
            
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
                                
Commercial real estate
   $
3,483,078
     $
3,483,078
     $
-
     $
3,521,421
  
One- to four-family residential real estate
    
679,184
      
679,184
      
-
      
684,632
  
Commercial and industrial
    
1,274,710
      
1,274,710
      
-
      
1,297,740
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
5,436,972
     $
5,436,972
     $
-
     $
5,503,793
  
                                 
With an allowance recorded:
   $
-
     $
-
     $
-
     $
-
  
                                 
Total:
                                
Commercial real estate
   $
3,483,078
     $
3,483,078
     $
-
     $
3,521,421
  
One- to four-family residential real estate
    
679,184
      
679,184
      
-
      
684,632
  
Commercial and industrial
    
1,274,710
      
1,274,710
      
-
      
1,297,740
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
5,436,972
     $
5,436,972
     $
-
     $
5,503,793