Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 6,860,541	$ 4,988,178
Interest-bearing deposits with banks	14,360,000	4,885,000
Total cash and cash equivalents	21,220,541	9,873,178
Available-for-sale securities, at fair value	29,233,376	24,399,881
Loans held for sale	21,308,019	15,423,670
Loans held for investment	279,758,593	261,012,786
Allowance for loan losses	(3,199,420)	(3,117,190)
Loans held for investment, net	276,559,173	257,895,596
Premises and equipment, net	9,935,524	10,120,904
Stock in financial institutions, restricted, at cost	3,860,961	3,825,861
Accrued interest receivable	899,753	838,960
Deferred income taxes, net	2,163,799	2,191,526
Bank owned life insurance	10,429,970	10,135,672
Core deposit intangible, net	194,462	220,664
Prepaid and other assets	1,968,287	1,294,606
TOTAL ASSETS	377,773,865	336,220,518
LIABILITIES AND STOCKHOLDERS’ EQUITY
Demand deposits	45,188,344	37,502,593
Savings and NOW deposits	129,434,483	135,009,406
Time deposits	71,885,388	63,049,334
Total deposits	246,508,215	235,561,333
Federal Home Loan Bank advances	80,000,000	45,000,000
Escrows	391,803	296,847
Accrued interest and other liabilities	4,885,048	4,391,649
Total liabilities	331,785,066	285,249,829
Commitments and contingencies (note 4)
Preferred stock, $0.01 par value, 50,000,000 authorized, 0 issued and outstanding
Common stock, $0.01 par value, 100,000,000 authorized, 3,404,065 and 3,490,672 issued and outstanding.	34,041	34,907
Additional paid-in capital	25,617,057	26,849,822
Retained earnings	22,649,672	26,060,598
Accumulated other comprehensive loss, net of tax	(639,528)	(274,266)
Unearned employee stock ownership plan (ESOP) shares	(1,672,443)	(1,700,372)
Total stockholders’ equity	45,988,799	50,970,689
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 377,773,865	$ 336,220,518