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Note 3 - Loans Held for Investment, Net (Tables)
 6 Months Ended
Jun. 30, 2018
Notes Tables  
Schedule of Loans Held for Investment, Net [Table Text Block]
   
June 30, 2018
    
December 31, 2017
  
   
Amount
    
Percent
    
Amount
    
Percent
  
                                 
Loans held for investment, net:
                                
Commercial real estate
  
$
231,983,432
   
 
82.6
%
   $
214,871,788
      
82.0
 %
One- to four-family residential real estate
  
 
28,932,957
   
 
10.3
     
29,114,060
      
11.1
  
Commercial and industrial
  
 
12,897,863
   
 
4.6
     
12,296,308
      
4.7
  
Consumer and other
  
 
7,046,587
   
 
2.5
     
5,740,352
      
2.2
  
Total gross loans
  
 
280,860,839
   
 
100.0
%
    
262,022,508
      
100.0
 %
Unamortized loan fees
  
 
(1,102,246
)
    
 
      
(1,009,722
 )    
 
  
Loans held for investment
  
 
279,758,593
     
 
      
261,012,786
      
 
  
Allowance for loan losses
  
 
(3,199,420
)
    
 
      
(3,117,190
 )    
 
  
Loans held for investment, net
  
$
276,559,173
     
 
     $
257,895,596
      
 
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
As of June 30, 2018
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses 
                                        
Ending balance: individually evaluated for impairment
  
$
215,000
   
$
-
   
$
-
   
$
-
   
$
215,000
 
Ending balance: collectively evaluated for impairment
  
 
1,928,311
   
 
487,380
   
 
527,445
   
 
41,284
   
 
2,984,420
 
                                         
Total
  
$
2,143,311
   
$
487,380
   
$
527,445
   
$
41,284
   
$
3,199,420
 
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
  
$
3,621,812
   
$
689,004
   
$
1,274,710
   
$
-
   
$
5,585,526
 
Ending balance: collectively evaluated for impairment
  
 
228,361,620
   
 
28,243,953
   
 
11,623,153
   
 
7,046,587
   
 
275,275,313
 
Ending balance: loans acquired with deteriorated credit quality
  
 
-
   
 
-
   
 
-
   
 
-
   
 
-
 
Total
  
$
231,983,432
   
$
28,932,957
   
$
12,897,863
   
$
7,046,587
   
$
280,860,839
 
   
As of December 31, 2017
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial
and Industrial
    
Other
    
Total
  
Allowance for loan losses
                                        
Ending balance: individually evaluated for impairment
  
$
-
   
$
-
   
$
-
   
$
-
   
$
-
 
Ending balance: collectively evaluated for impairment
  
 
2,055,911
      
567,290
      
462,406
      
31,583
      
3,117,190
  
                                         
Total
  
$
2,055,911
     $
567,290
     $
462,406
     $
31,583
     $
3,117,190
  
                                         
Gross loans
                                        
Ending balance: individually evaluated for impairment
  
$
3,483,078
     $
679,184
     $
1,274,710
     $
-
     $
5,436,972
  
Ending balance: collectively evaluated for impairment
  
 
211,388,710
      
28,434,876
      
11,021,598
      
5,740,352
      
256,585,536
  
Ending balance: loans acquired with deteriorated credit quality
  
 
-
   
 
-
   
 
-
   
 
-
   
 
-
 
Total
  
$
214,871,788
     $
29,114,060
     $
12,296,308
     $
5,740,352
     $
262,022,508
  
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Balance December 31, 2017
  
$
2,055,911
   
$
567,290
   
$
462,406
   
$
31,583
   
$
3,117,190
 
                                         
Provision for loan losses
  
 
10,374
   
 
(46,975
)
  
 
51,901
   
 
6,700
   
 
22,000
 
                                         
Charge-offs
    
-
    
 
(23,269
)
    
-
      
-
    
 
(23,269
)
Recoveries
  
 
-
   
 
6,249
   
 
 
 
  
 
 
 
  
 
6,249
 
Net charge-offs
  
 
-
   
 
(17,020
)
  
 
-
     
-
    
 
(17,020
)
                                         
Balance March 31, 2018
  
$
2,066,285
   
$
503,295
   
$
514,307
   
$
38,283
   
$
3,122,170
 
                                         
Provision for loan losses
  
 
77,026
   
 
(22,165
)
  
 
13,138
   
 
3,001
   
 
71,000
 
                                         
Charge-offs
    
-
      
-
      
-
      
-
      
-
  
Recoveries
  
 
-
   
 
6,250
   
 
-
     
-
    
 
6,250
 
Net recoveries
  
 
-
   
 
6,250
   
 
-
     
-
    
 
6,250
 
                                         
Balance June 30, 2018
  
$
2,143,311
   
$
487,380
   
$
527,445
   
$
41,284
   
$
3,199,420
 
   
Commercial
Real Estate
    
One- to Four-
Family Residential
Real Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Balance December 31, 2016
   $
1,688,448
     $
617,912
     $
147,371
     $
52,302
     $
2,506,033
  
                                         
Provision for loan losses
    
120,158
      
3,488
      
152,397
      
(26,043
 )    
250,000
  
                                         
Charge-offs
    
-
      
-
      
-
      
-
      
-
  
Recoveries
    
1,200
      
6,250
      
-
      
-
      
7,450
  
Net recoveries
    
1,200
      
6,250
      
-
      
-
      
7,450
  
                                         
Balance March 31, 2017
   $
1,809,806
     $
627,650
     $
299,768
     $
26,259
     $
2,763,483
  
                                         
Provision for loan losses
    
74,443
      
(34,305
 )    
109,100
      
762
      
150,000
  
                                         
Charge-offs
    
-
      
-
      
-
      
-
      
-
  
Recoveries
    
-
      
6,250
      
-
      
-
      
6,250
  
Net recoveries
    
-
      
6,250
      
-
      
-
      
6,250
  
                                         
Balance June 30, 2017
   $
1,884,249
     $
599,595
     $
408,868
     $
27,021
     $
2,919,733
  
Past Due Financing Receivables [Table Text Block]
   
Past Due
            
Total
  
                   
90 Days
                    
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
June 30, 2018
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
260,937
   
$
-
   
$
550,000
   
$
810,937
   
$
231,172,495
   
$
231,983,432
 
One- to four-family residential real estate
  
 
-
   
 
82,873
   
 
146,873
   
 
229,746
   
 
28,703,211
   
 
28,932,957
 
Commercial and industrial
  
 
-
   
 
-
   
 
1,274,710
   
 
1,274,710
   
 
11,623,153
   
 
12,897,863
 
Consumer and other
  
 
-
   
 
-
   
 
-
   
 
-
   
 
7,046,587
   
 
7,046,587
 
                                                 
Totals
  
$
260,937
   
$
82,873
   
$
1,971,583
   
$
2,315,393
   
$
278,545,446
   
$
280,860,839
 
   
Past Due
            
Total
  
                   
90 Days
                    
Financing
  
   
30 - 59 Days
    
60 - 89 Days
    
or More
    
Total
    
Current
    
Receivables
  
                                                 
December 31, 2017
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
246,154
     $
-
     $
550,000
     $
796,154
     $
214,075,634
     $
214,871,788
  
One- to four-family residential real estate
  
 
235,561
      
116,977
      
525,532
      
878,070
      
28,235,990
      
29,114,060
  
Commercial and industrial
  
 
-
      
-
      
1,274,710
      
1,274,710
      
11,021,598
      
12,296,308
  
Consumer and other
  
 
-
      
-
      
-
      
-
      
5,740,352
      
5,740,352
  
                                                 
Totals
  
$
481,715
     $
116,977
     $
2,350,242
     $
2,948,934
     $
259,073,574
     $
262,022,508
  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   
June 30,
    
December 31,
  
   
2018
    
2017
  
                 
Nonaccrual loans
                
Commercial real estate
  
$
3,621,812
    $
3,483,078
  
One- to four-family residential real estate
  
 
689,004
     
679,184
  
Commercial and industrial
  
 
1,274,710
     
1,274,710
  
Consumer and other
  
 
-
     
-
  
Total nonaccrual loans
  
 
5,585,526
     
5,436,972
  
Other real estate (ORE)
  
 
-
     
-
  
                 
Total nonperforming assets
  
$
5,585,526
    $
5,436,972
  
                 
Nonperforming assets to gross loans held for investment and ORE
    
1.99
%
    
2.08
 %
Nonperforming assets to total assets
    
1.48
%
    
1.62
 %
Financing Receivable Credit Quality Indicators [Table Text Block]
   
As of June 30, 2018
  
   
Commercial
Real Estate
    
One- to Four-
Family
Residential Real
Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Grade
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Pass
  
$
224,546,530
   
$
27,280,221
   
$
11,321,992
   
$
6,886,642
   
$
270,035,385
 
Special mention
  
 
1,855,712
   
 
-
   
 
-
   
 
-
   
 
1,855,712
 
Substandard
  
 
5,031,190
   
 
1,652,736
   
 
1,575,871
   
 
159,945
   
 
8,419,742
 
Doubtful
  
 
550,000
   
 
-
   
 
-
   
 
-
   
 
550,000
 
Loss
  
 
-
   
 
-
   
 
-
   
 
-
   
 
-
 
                                         
Totals
  
$
231,983,432
   
$
28,932,957
   
$
12,897,863
   
$
7,046,587
   
$
280,860,839
 
   
As of December 31, 2017
  
   
Commercial
Real Estate
    
One- to Four
Family
Residential Real
Estate
    
Commercial and
Industrial
    
Consumer and
Other
    
Total
  
                                         
Grade
                                        
Pass
   $
208,395,458
     $
27,400,698
     $
10,624,210
     $
5,568,633
     $
251,988,999
  
Special mention
    
911,571
      
43,382
      
-
      
-
      
954,953
  
Substandard
    
5,014,759
      
1,669,980
      
1,672,098
      
171,719
      
8,528,556
  
Doubtful
    
550,000
      
-
      
-
      
-
      
550,000
  
Loss
    
-
      
-
      
-
      
-
      
-
  
                                         
Totals
   $
214,871,788
     $
29,114,060
     $
12,296,308
     $
5,740,352
     $
262,022,508
  
Impaired Financing Receivables [Table Text Block]
   
As of June 30, 2018
  
           
Principal
            
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
3,071,812
   
$
3,071,812
   
$
-
   
$
3,120,109
 
One- to four-family residential real estate
  
 
689,004
   
 
689,004
   
 
-
   
 
701,836
 
Commercial and industrial
  
 
1,274,710
   
 
1,274,710
   
 
-
   
 
1,297,740
 
Consumer and other
 
 
-
   
 
-
   
 
-
   
 
-
 
   
$
5,035,526
   
$
5,035,526
   
$
-
   
$
5,119,685
 
                                 
With an allowance recorded:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
550,000
   
$
550,000
   
$
215,000
   
$
550,000
 
                                 
Total:
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
Commercial real estate
  
$
3,621,812
   
$
3,621,812
   
$
215,000
   
$
3,670,109
 
One- to four-family residential real estate
  
 
689,004
   
 
689,004
   
 
-
   
 
701,836
 
Commercial and industrial
  
 
1,274,710
   
 
1,274,710
   
 
-
   
 
1,297,740
 
Consumer and other
 
 
-
   
 
-
   
 
-
   
 
-
 
   
$
5,585,526
   
$
5,585,526
   
$
215,000
   
$
5,669,685
 
   
As of December 31, 2017
  
           
Principal
            
Average
  
   
Recorded
    
Net of
    
Related
    
Recorded
  
   
Investment
    
Charge-offs
    
Allowance
    
Investment
  
                                 
With no related allowance recorded:
                                
Commercial real estate
   $
3,483,078
     $
3,483,078
     $
-
     $
3,521,421
  
One- to four-family residential real estate
    
679,184
      
679,184
      
-
      
684,632
  
Commercial and industrial
    
1,274,710
      
1,274,710
      
-
      
1,297,740
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
5,436,972
     $
5,436,972
     $
-
     $
5,503,793
  
                                 
With an allowance recorded:
   $
-
     $
-
     $
-
     $
-
  
                                 
Total:
                                
Commercial real estate
   $
3,483,078
     $
3,483,078
     $
-
     $
3,521,421
  
One- to four-family residential real estate
    
679,184
      
679,184
      
-
      
684,632
  
Commercial and industrial
    
1,274,710
      
1,274,710
      
-
      
1,297,740
  
Consumer and other
    
-
      
-
      
-
      
-
  
    $
5,436,972
     $
5,436,972
     $
-
     $
5,503,793