Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 8,565,963	$ 4,766,344
Interest-bearing deposits with banks	26,330,000	11,645,000
Total cash and cash equivalents	34,895,963	16,411,344
Loans held for investment	269,124,145	243,905,382
Allowance for loan losses	(3,067,133)	(2,506,033)
Loans held for investment, net	266,057,012	241,399,349
Loans held for sale	10,479,140	14,221,163
Available-for-sale securities	26,715,509	31,499,132
Premises and equipment, net	10,024,544	10,113,470
Stock in financial institutions	3,808,861	3,575,061
Accrued interest receivable	834,887	790,085
Deferred income taxes, net	3,861,032	4,317,017
Bank owned life insurance	5,573,114	5,481,168
Core deposit intangible, net	233,765	282,932
Prepaid and other assets	712,097	776,477
TOTAL ASSETS	363,195,924	328,867,198
Deposits
Demand deposits	37,330,257	36,426,382
Savings and NOW deposits	132,178,571	124,535,039
Time deposits	70,629,478	63,560,582
Total deposits	240,138,306	224,522,003
Federal Home Loan Bank advances	67,000,000	50,000,000
Escrows	391,509	315,175
Accrued interest and other liabilities	3,747,397	3,253,443
Total liabilities	311,277,212	278,090,621
Commitments and contingencies
Stockholders’ equity
Common stock, $0.01 par value, 100,000,000 authorized, 3,443,922 and 3,438,190 issued and outstanding, respectively	34,439	34,382
Additional paid-in capital	27,233,051	27,161,856
Retained earnings	26,652,084	25,700,007
Accumulated other comprehensive loss, net of income tax expense	(286,525)	(363,437)
Unearned employee stock ownership plan (ESOP) shares	(1,714,337)	(1,756,231)
Total stockholders’ equity	51,918,712	50,776,577
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 363,195,924	$ 328,867,198