CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities
Net income	$ 140,348	$ 491,506
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	325,872	305,518
Stock dividend on financial institution stock	(22,400)	(8,314)
Loss on sale and impairments of other real estate	0	93,012
Amortization of premiums and discounts on securities, net	217,505	250,588
ESOP expense	37,530	30,888
Amortization of core deposit intangible	33,600	43,086
Gain on sale of loans	(4,509,071)	(4,283,437)
Proceeds from sale of loans held for sale	122,584,202	113,641,280
Funding of loans held for sale	(112,663,013)	(120,908,892)
Provision for loan losses	400,000	151,000
Net increase in bank-owned life insurance	(60,979)	(62,672)
Deferred income tax expense	136,544	0
Changes in operating assets and liabilities:
Accrued interest receivable	20,849	(2,737)
Prepaid and other assets	(98,167)	(632,882)
Accrued interest and other liabilities	129,578	244,429
Net cash used for operating activities	6,672,398	(10,647,627)
Cash flows from investing activities
Proceeds from principal payments on available-for-sale securities	3,032,673	2,872,704
Purchases of available-for-sale securities	0	(8,456,771)
Net change in loans held for investment	(23,350,057)	(11,709,988)
Purchases of premises and equipment	(265,554)	(206,826)
(Purchase) Redemption of stock in financial institutions	0	(43,800)
Net proceeds from sales of other real estate	0	212,988
Net cash used for investing activities	(20,582,938)	(17,331,693)
Cash flows from financing activities
Net change in deposits	4,599,324	688,789
Net change in escrows	1,914	86,469
Net change in Federal Home Loan Bank advances	5,000,000	14,000,000
Net cash provided by financing activities	9,601,238	14,775,258
Net (decrease) increase in cash and cash equivalents	(4,309,302)	(13,204,062)
Cash and cash equivalents, beginning of period	16,411,344	19,824,864
Cash and cash equivalents, end of period	12,102,042	6,620,802
Supplemental disclosures:
Interest on deposits and advances paid	1,005,142	758,253
Income taxes paid	74,089	15,000
Noncash investing and financing activities:
Transfers of loans to other real estate	$ 0	$ 195,558