FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 43,065,920	$ 51,688,516
Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	25,557,962	27,128,396
Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	2,322,251	2,525,737
Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,828,917	1,844,999
Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	7,453,804	14,221,163
Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	5,902,986	5,968,221
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	37,162,934	45,720,295
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	25,557,962	27,128,396
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	2,322,251	2,525,737
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,828,917	1,844,999
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	7,453,804	14,221,163
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	5,902,986	5,968,221
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 5,902,986	$ 5,968,221