AVAILABLE-FOR-SALE SECURITIES (Details 2) - USD ($)	3 Months Ended	12 Months Ended
Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	$ 20,008,519	$ 19,923,126
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Losses	(379,888)	(400,360)
Available-for-sale Securities, 12 Months or More, Fair Value	5,498,264	5,351,384
Available-for-sale Securities, 12 Months or More, Gross Unrealized Losses	(106,517)	(105,211)
Available-for-sale Securities, Total, Fair Value	25,506,783	25,274,510
Available-for-sale Securities, Total, Gross Unrealized Losses	(486,405)	(505,571)
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	17,686,268	17,377,335
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Losses	(319,296)	(337,092)
Available-for-sale Securities, 12 Months or More, Fair Value	5,478,211	5,351,384
Available-for-sale Securities, 12 Months or More, Gross Unrealized Losses	(106,464)	(105,211)
Available-for-sale Securities, Total, Fair Value	23,164,479	22,728,719
Available-for-sale Securities, Total, Gross Unrealized Losses	(425,760)	(442,303)
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	2,322,251	2,525,737
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Losses	(60,592)	(63,107)
Available-for-sale Securities, 12 Months or More, Fair Value	0	0
Available-for-sale Securities, 12 Months or More, Gross Unrealized Losses	0	0
Available-for-sale Securities, Total, Fair Value	2,322,251	2,525,737
Available-for-sale Securities, Total, Gross Unrealized Losses	(60,592)	(63,107)
Municipal Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	0	20,054
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Losses	0	(161)
Available-for-sale Securities, 12 Months or More, Fair Value	20,053	0
Available-for-sale Securities, 12 Months or More, Gross Unrealized Losses	(53)	0
Available-for-sale Securities, Total, Fair Value	20,053	20,054
Available-for-sale Securities, Total, Gross Unrealized Losses	$ (53)	$ (161)

Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.

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Amount of unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 6
-Subparagraph (a)(2)
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Amount of unrealized loss before deducting unrealized gain on investments in available-for-sale securities.

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