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LOANS HELD FOR INVESTMENT, NET (Details 2) - USD ($)
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance $ 1,894,196 $ 1,707,282
Provision for (credit to) loan losses 1,019,000 694,000
Total charge-offs (525,288) (693,512)
Total recoveries 118,125 186,426
Net (charge-offs) recoveries (407,163) (507,086)
Ending balance 2,506,033 1,894,196
Commercial real estate [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 1,136,458  
Total charge-offs 0 0
Total recoveries 116,125 183,546
Ending balance 1,688,448 1,136,458
One- to four-family residential real estate [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 656,089  
Total charge-offs (140,725) (339,352)
Total recoveries 2,000 2,800
Ending balance 617,912 656,089
Commercial and industrial [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 63,527  
Total charge-offs (384,563) (354,000)
Total recoveries 0 0
Ending balance 147,371 63,527
Consumer and other [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Beginning balance 38,122  
Total charge-offs 0 (160)
Total recoveries 0 80
Ending balance $ 52,302 $ 38,122