LOANS HELD FOR INVESTMENT, NET (Details) - USD ($)	12 Months Ended
Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 244,858,099	$ 194,720,692
Unamortized loan fees	(952,717)	(689,102)
Loans held for investment	243,905,382	194,031,590
Allowance for loan losses	(2,506,033)	(1,894,196)	$ (1,707,282)
Loans held for investment, net	$ 241,399,349	$ 192,137,394
Percentage of gross loans	100.00%	100.00%
Commercial real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 195,814,205	$ 146,643,998
Allowance for loan losses	$ (1,688,448)	$ (1,136,458)
Percentage of gross loans	80.00%	75.30%
One- to four-family residential real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 29,976,625	$ 31,412,437
Allowance for loan losses	$ (617,912)	$ (656,089)
Percentage of gross loans	12.20%	16.10%
Commercial and industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 9,876,020	$ 10,235,492
Allowance for loan losses	$ (147,371)	$ (63,527)
Percentage of gross loans	4.00%	5.30%
Consumer and other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 9,191,249	$ 6,428,765
Allowance for loan losses	$ (52,302)	$ (38,122)
Percentage of gross loans	3.80%	3.30%

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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