AVAILABLE-FOR-SALE SECURITIES (Details 3) - USD ($)	12 Months Ended
Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	$ 19,923,126
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Loss	(400,360)
Available-for-sale Securities, 12 Months or More, Fair Value	5,351,384
Available-for-sale Securities, 12 Months or More, Gross Unrealized Loss	(105,211)
Available-for-sale Securities, Total, Fair Value	25,274,510
Available-for-sale Securities, Total, Gross Unrealized Losses	(505,571)	$ (282,291)
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	17,377,335
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Loss	(337,092)
Available-for-sale Securities, 12 Months or More, Fair Value	5,351,384
Available-for-sale Securities, 12 Months or More, Gross Unrealized Loss	(105,211)
Available-for-sale Securities, Total, Fair Value	22,728,719
Available-for-sale Securities, Total, Gross Unrealized Losses	(442,303)	(231,560)
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	2,525,737
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Loss	(63,107)
Available-for-sale Securities, 12 Months or More, Fair Value	0
Available-for-sale Securities, 12 Months or More, Gross Unrealized Loss	0
Available-for-sale Securities, Total, Fair Value	2,525,737
Available-for-sale Securities, Total, Gross Unrealized Losses	(63,107)	(50,085)
Municipal Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for sale Securities, Less than 12 Months, Fair Value	20,054
Available-for-sale Securities, Less than 12 Months, Gross Unrealized Loss	(161)
Available-for-sale Securities, 12 Months or More, Fair Value	0
Available-for-sale Securities, 12 Months or More, Gross Unrealized Loss	0
Available-for-sale Securities, Total, Fair Value	20,054
Available-for-sale Securities, Total, Gross Unrealized Losses	$ (161)	$ (646)

Amount of unrealized loss on securities classified as available-for-sale that have been in a loss position for twelve months or longer.

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Amount of unrealized loss on investments in available-for-sale securities that have been in a loss position for less than twelve months.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 6
-Subparagraph (a)(2)
-URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563

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This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.

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Amount of unrealized loss before deducting unrealized gain on investments in available-for-sale securities.

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