CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities
Net income	$ 1,075,138	$ 225,885
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	462,236	481,459
Stock dividend on financial institution stock	(10,614)	(6,112)
Loss on sale and impairments of other real estate	89,779	405,863
Amortization of premiums and discounts on securities, net	415,573	470,861
ESOP expense	46,570	40,489
Amortization of core deposit intangible	63,048	80,845
Gain on sale of available-for-sale securities	0	(6,414)
Gain on sale of loans	(7,525,079)	(3,231,290)
Proceeds from sale of loans held for sale	200,814,873	111,895,180
Funding of loans held for sale	(203,873,331)	(110,106,173)
Provision for loan losses	306,000	300,000
Net increase in bank-owned life insurance	(94,448)	(98,709)
Changes in operating assets and liabilities:
Accrued interest receivable	(82,617)	(48,492)
Prepaid and other assets	(3,799,456)	(181,172)
Accrued interest and other liabilities	687,933	(620,459)
Other	0	23,365
Net cash used for operating activities	(11,424,395)	(374,874)
Cash flows from investing activities
Proceeds from principal payments on available-for-sale securities	4,978,150	5,081,993
Proceeds from sales of available-for-sale securities	0	2,799,336
Purchases of available-for-sale securities	(8,456,771)	(9,742,836)
Net change in loans held for investment	(35,564,164)	(22,894,381)
Purchases of premises and equipment	(266,317)	(368,756)
(Purchase) redemption of stock in financial institutions	(1,970,800)	366,200
Net proceeds from sales of other real estate	411,778	24,454
Net cash used for investing activities	(40,868,124)	(24,733,990)
Cash flows from financing activities
Net change in deposits	18,609,572	10,268,554
Net change in escrows	206,572	126,257
Net change in Federal Home Loan Bank advances	36,000,000	11,000,000
Net cash provided by financing activities	54,816,144	21,394,811
Net (decrease) increase in cash and cash equivalents	2,523,625	(3,714,053)
Cash and cash equivalents, beginning of period	19,824,864	14,823,973
Cash and cash equivalents, end of period	22,348,490	11,109,920
Supplemental disclosures:
Interest on deposits and advances paid	1,240,123	1,059,325
Income taxes paid	42,000	0
Noncash investing and financing activities:
Transfers of loans to other real estate	$ 195,558	$ 28,317