FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)	Sep. 30, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 62,394,861	$ 42,161,237
Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	27,173,984	23,270,496
Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	2,868,854	3,458,813
Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,871,075	1,901,242
Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	29,254,222	11,380,627
Fair Value, Measurements, Nonrecurring basis [Member] | Other Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	306,000
Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,226,726	1,844,059
Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Other Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	61,168,135	40,011,178
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	27,173,984	23,270,496
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	2,868,854	3,458,813
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,871,075	1,901,242
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	29,254,222	11,380,627
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Other Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	1,226,726	2,150,059
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring basis [Member] | Municipal Obligations [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Loans Held For Sale [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Other Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	0	306,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring basis [Member] | Impaired Loans [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Assets, Fair Value Disclosure, Total	$ 1,226,726	$ 1,844,059