LOANS HELD FOR INVESTMENT, NET (Details 4) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 1,226,726	$ 1,844,059
Other real estate (ORE)	0	306,000
Total nonperforming assets	$ 1,226,726	$ 2,150,059
Nonperforming assets to gross loans held for investment and ORE	0.55%	1.10%
Nonperforming assets to total assets	0.37%	0.79%
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 0	$ 0
One- to Four-Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	876,632	1,489,851
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	350,094	354,208
Consumer and other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans	$ 0	$ 0