LOANS HELD FOR INVESTMENT, NET (Details 2) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 2,152,565	$ 2,068,148	$ 1,894,196	$ 1,707,282
Provision for loan losses	155,000	125,000	306,000	300,000
Total charge-offs	(107,385)	(339,352)	(118,141)	(339,512)
Total recoveries	0	0	118,125	186,026
Net recoveries	(107,385)	(339,352)	(16)	(153,486)
Ending balance	2,200,180	1,853,796	2,200,180	1,853,796
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance			1,136,458
Total charge-offs	0	0	0	0
Total recoveries	0	0	116,125	183,546
Ending balance	1,454,207		1,454,207
One- to Four-Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance			656,089
Total charge-offs	(107,385)	(339,352)	(118,141)	(339,352)
Total recoveries	0	0	2,000	2,400
Ending balance	550,516		550,516
Consumer and other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance			38,122
Total charge-offs	0	0	0	(160)
Total recoveries	0	0	0	80
Ending balance	53,372		53,372
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance			63,527
Total charge-offs	0	0	0	0
Total recoveries	0	$ 0	0	$ 0
Ending balance	$ 142,085		$ 142,085