AVAILABLE-FOR-SALE SECURITIES (Details) - USD ($)	9 Months Ended	12 Months Ended
Sep. 30, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Amortized Cost, Total	$ 31,909,648	$ 28,846,598
Available-for-sale Securities, Gross Unrealized Gains, Total	158,867	66,244
Available-for-sale Securities, Gross Unrealized Losses, Total	(154,602)	(282,291)
Available-for sale Securities, Fair Value, Total	31,913,913	28,630,551
Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Amortized Cost, Total	27,211,704	23,449,558
Available-for-sale Securities, Gross Unrealized Gains, Total	111,491	52,498
Available-for-sale Securities, Gross Unrealized Losses, Total	(149,211)	(231,560)
Available-for sale Securities, Fair Value, Total	27,173,984	23,270,496
US Government Agencies Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Amortized Cost, Total	2,849,113	3,498,469
Available-for-sale Securities, Gross Unrealized Gains, Total	24,864	10,429
Available-for-sale Securities, Gross Unrealized Losses, Total	(5,123)	(50,085)
Available-for sale Securities, Fair Value, Total	2,868,854	3,458,813
Municipal Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Gross Amortized Cost, Total	1,848,831	1,898,571
Available-for-sale Securities, Gross Unrealized Gains, Total	22,512	3,317
Available-for-sale Securities, Gross Unrealized Losses, Total	(268)	(646)
Available-for sale Securities, Fair Value, Total	$ 1,871,075	$ 1,901,242

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.2)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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Amount of debt securities categorized neither as held-to-maturity nor trading.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 25
-Paragraph 1
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=65884222&loc=d3e22054-111558

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 45
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26610-111562

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
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-Section 50
-Paragraph 2
-Subparagraph (b)-(g)
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Amount of unrealized gain before deducting unrealized loss on investments in debt and equity securities classified as available-for-sale securities.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Amount of unrealized loss before deducting unrealized gain on investments in available-for-sale securities.

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