REGULATORY MATTERS (Tables)

9 Months Ended

Sep. 30, 2016

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The Bank’s actual and required capital amounts and ratios are as follows:

											To be Well
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of September 30, 2016:
(Dollars in thousands)
Total Capital
(to Risk-Weighted Assets)	$	33,007		14.35	%	$	18,401		>8.00	%	$	23,000		>10.00	%
Tier I Capital
(to Risk-Weighted Assets)	$	30,768		13.38	%	$	13,797		>6.00	%	$	18,400		>8.00	%
Common Equity Tier 1 Capital
(to Risk-Weighted Assets)	$	30,768		13.38	%	$	10,348		>4.50	%	$	14,950		>6.50	%
Tier I Capital
(to Average Assets)	$	30,768		9.91	%	$	12,419		>4.00	%	$	15,518		>5.00	%
As of December 31, 2015:
(Dollars in thousands)
Total Capital
(to Risk-Weighted Assets)	$	31,584		16.93	%	$	14,928		>8.00	%	$	18,660		>10.00	%
Tier I Capital
(to Risk-Weighted Assets)	$	29,690		15.91	%	$	11,196		>6.00	%	$	14,928		>8.00	%
Common Equity Tier 1 Capital
(to Risk-Weighted Assets)	$	29,690		15.91	%	$	8,397		>4.50	%	$	12,129		>6.50	%
Tier I Capital
(to Average Assets)	$	29,690		11.06	%	$	10,742		>4.00	%	$	13,428		>5.00	%