Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash flows from operating activities:
Net income	$ 310,981	$ 106,403
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	292,104	417,789
Provision for losses on loans	39,000	36,000
ESOP expenses	27,384	27,384
Deferred taxes on income	13,911	(49,632)
Loss on sales of securities	14,465	0
Gain on sales of one-to-four family residential loans	0	(6,169)
Proceeds from sales of one-to-four family residential loans	0	271,296
Proceeds from sales of one-to-four family residential loans	0	(265,127)
Loss (Gain) on sale of other real estate owned	30,947	(7,995)
Increase in cash value of bank-owned life insurance	(46,931)	(67,086)
Change in:
Accrued interest receivable	21,361	31,542
Prepaid expenses and other assets	269,200	(112,290)
Advance payments by borrowers for taxes and insurance	32,015	60,007
Accrued interest payable	15,453	9,665
Accrued expenses and other liabilities	(78,393)	(92,506)
Income tax receivable	38,724	10,600
Net cash provided by operating activities	980,221	369,881
Cash flows from investing activities:
Proceeds from maturity of time deposits in other financial institutions	3,683,595	2,948,595
Purchase of time deposits in other financial institutions	(2,454,000)	(2,948,000)
Proceeds from calls and maturities of investment securities available-for-sale	3,059,116	3,646,681
Proceeds from sale of investment securities available-for-sale	2,121,241	0
Purchase of investment securities available-for-sale	(7,352,182)	(2,127,370)
Net change in loans receivable	3,212,591	(1,143,855)
Net change in FHLB stock	(6,600)	(8,600)
Purchase of office property and equipment	21,725	(2,849)
Net cash provided by investing activities	2,285,486	364,602
Cash flows from financing activities:
Net change in deposits	(5,555,517)	379,724
Dividends paid	(240,342)	(239,724)
Net cash (used in) provided by financing activities	(5,795,859)	140,000
Net (decrease) increase in cash and cash equivalents	(2,530,152)	874,483
Cash and cash equivalents at beginning of year	5,982,400	3,022,578
Cash and cash equivalents at end of quarter	3,452,248	3,897,061
Cash paid during the year for:
Interest	312,864	318,537
Noncash investing activities:
Transfers to other real estate owned from loans	135,542	39,357
Transfers to finance the sale of other real estate owned	$ 33,267	$ 67,095