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Stockholders' Equity (Tables)
6 Months Ended
Jun. 30, 2018
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s and WCF Financial Bank’s capital amounts and ratios are presented in the following table as of June 30, 2018 and December 31, 2017 (dollars in thousands).
 
June 30, 2018
 
 
 
 
 
For capital adequacy
 
To be well-capitalized under
 
 
 
 
 
with capital conservation
 
prompt corrective action
 
Actual
 
buffer purposes
 
provisions
 
Amount
 
Percent
 
Amount
 
Percent
 
Amount
 
Percent
Tangible capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
28,802

 
22.16
%
 
$
5,197

 
4.00
%
 
N/A

 
N/A

WCF Financial Bank
19,575

 
15.97

 
4,902

 
4.00

 
6,127

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
Common equity tier 1:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
28,802

 
53.29

 
7,471

 
6.38

 
8,446

 
6.50

WCF Financial Bank
19,575

 
38.82

 
7,046

 
6.38

 
7,965

 
6.50

 
 
 
 
 
 
 
 
 
 
 
 
Risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
28,795

 
53.28

 
5,000

 
9.88

 
5,405

 
10.00

WCF Financial Bank
19,568

 
39.86

 
4,662

 
9.88

 
5,040

 
10.00

 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
28,802

 
53.29

 
3,919

 
7.88

 
4,324

 
8.00

WCF Financial Bank
19,575

 
38.82

 
3,654

 
7.88

 
4,032

 
8.00


 
December 31, 2017
 
 
 
 
 
 
 
 
 
To be well-capitalized under
 
 
 
 
 
For capital adequacy
 
prompt corrective action
 
Actual
 
purposes
 
provisions
 
Amount
 
Percent
 
Amount
 
Percent
 
Amount
 
Percent
Tangible capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
28,657

 
23.40
%
 
$
4,897

 
4.00
%
 
N/A

 
N/A

WCF Financial Bank
19,117

 
16.50

 
4,637

 
4.00

 
5,796

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
Common equity tier 1:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
28,657

 
50.20

 
3,283

 
5.75

 
3,712

 
6.50

WCF Financial Bank
19,117

 
34.50

 
3,191

 
5.75

 
3,607

 
6.50

 
 
 
 
 
 
 
 
 
 
 
 
Risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
29,195

 
51.10

 
5,282

 
9.25

 
5,710

 
10.00

WCF Financial Bank
19,655

 
35.40

 
5,133

 
9.25

 
5,549

 
10.00

 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
28,657

 
50.20

 
4,140

 
7.25

 
4,568

 
8.00

WCF Financial Bank
19,117

 
34.50

 
4,023

 
7.25

 
4,439

 
8.00