Loans (Tables)

6 Months Ended

Jun. 30, 2017

Loans and Leases Receivable Disclosure [Abstract]

Schedule of net loans

	June 30,			December 31,
(In thousands)	2017			2016
Real estate loans:
Secured by one-to-four family residences	$	196,680		$	188,573
Secured by multi-family residences		6,217			5,103
Construction		9,807			6,134
Commercial real estate		10,608			8,440
Home equity lines of credit		17,244			16,797
Total real estate loans		240,556			225,047
Commercial and industrial loans		2,518			1,947
Other loans		73			75
Total loans		243,147			227,069
Net deferred loan origination costs		25			113
Less allowance for loan losses		(1,102	)		(990	)
Loans receivable, net	$	242,070		$	226,192

Schedule of risk category of loans by class

	As of June 30, 2017
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	194,685	$	-	$	1,995	$	-	$	196,680
Secured by multi-family residences		6,217		-		-		-		6,217
Construction		9,807		-		-		-		9,807
Commercial real estate		10,608		-		-		-		10,608
Home equity lines of credit		17,002		-		242		-		17,244
Total real estate loans		238,319		-		2,237		-		240,556
Commercial & industrial loans		2,450		-		68		-		2,518
Other loans		73		-		-		-		73
Total loans	$	240,842	$	-	$	2,305	$	-	$	243,147

	As of December 31, 2016
			Special
(In thousands)	Pass		Mention		Substandard		Doubtful		Total
Real estate loans:
Secured by one-to-four family residences	$	187,079	$	-	$	1,494	$	-	$	188,573
Secured by multi-family residences		5,103		-		-		-		5,103
Construction		6,134		-		-		-		6,134
Commercial real estate		8,440		-		-		-		8,440
Home equity lines of credit		16,498		-		299		-		16,797
Total real estate loans		223,254		-		1,793		-		225,047
Commercial & industrial loans		1,900		-		47		-		1,947
Other loans		75		-		-		-		75
Total loans	$	225,229	$	-	$	1,840	$	-	$	227,069

Schedule of age of the loan delinquencies by type and by amount past due

	As of June 30, 2017
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	405	$	40	$	37	$	482	$	196,198	$	196,680
Secured by multi-family residences		-		-		-		-		6,217		6,217
Construction		-		-		-		-		9,807		9,807
Commercial		-		-		-		-		10,608		10,608
Home equity lines of credit		213		-		-		213		17,031		17,244
Total real estate loans		618		40		37		695		239,861		240,556
Commercial & industrial loans		-		68		-		68		2,450		2,518
Other loans		-		-		-		-		73		73
Total loans	$	618	$	108	$	37	$	763	$	242,384	$	243,147

	As of December 31, 2016
	30-59 Days		60-89 Days
	Past Due		Past Due		90 Days		Total				Total Loans
(In thousands)	And Accruing		And Accruing		and Over		Past Due		Current		Receivable
Real estate loans:
Secured by one-to-four family residences	$	89	$	-	$	-	$	89	$	188,484	$	188,573
Secured by multi-family residences		-		-		-		-		5,103		5,103
Construction		-		-		-		-		6,134		6,134
Commercial		-		-		-		-		8,440		8,440
Home equity lines of credit		-		-		-		-		16,797		16,797
Total real estate loans		89		-		-		89		224,958		225,047
Commercial & industrial loans		47		-		-		47		1,900		1,947
Other loans		-		-		-		-		75		75
Total loans	$	136	$	-	$	-	$	136	$	226,933	$	227,069