Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
OPERATING ACTIVITIES
Net income	$ 11	$ 77
Adjustments to reconcile net income to net cash flows from operating activities:
Net amortization of premiums and accretion of discounts on investments	35	140
Gain on sale of loans	(326)	(348)
Proceeds from loans sold	11,567	11,764
Loans originated for sale	(13,116)	(11,443)
Amortization of net deferred loan origination costs	276	133
Depreciation and amortization	120	113
Provision for loan losses	52	45
Expense related to ESOP	13	10
Deferred income tax benefit	(38)	(68)
Earnings on investment in bank owned life insurance	(15)	(17)
Decrease (Increase) in accrued interest receivable	(53)	12
Decrease (Increase) in other assets	(192)	41
Increase (Decrease) in other liabilities	(410)	71
Net cash flows from operating activities	(2,076)	530
INVESTING ACTIVITIES
Purchases of securities available-for-sale	(1,500)	(3,910)
Proceeds from maturities and calls of securities available-for-sale		3,833
Proceeds from principal paydowns on securities available-for-sale	873	831
Proceeds from maturities and calls of securities held-to-maturity		3,391
Proceeds from principal paydowns on securities held-to-maturity	82	31
Net increase in loans	(9,923)	(4,056)
Purchase of restricted stock, net	(483)	(27)
Purchase of premises and equipment	(171)	(334)
Net cash flows from investing activities	(11,122)	(241)
FINANCING ACTIVITIES
Net increase in deposits	3,750	2,028
Proceeds from long-term borrowings	5,501	3,500
Repayments on long-term borrowings	(4,053)	(2,895)
Proceeds from short-term borrowings, net	7,500
Net increase (decrease) in official bank checks	275	(957)
Net cash flows from financing activities	12,973	1,676
Change in cash and cash equivalents	(225)	1,965
Cash and cash equivalents at beginning of period	7,407	6,147
Cash and cash equivalents at end of period	7,182	8,112
CASH PAID DURING THE PERIOD FOR:
Interest	584	546
Income taxes		$ 17